Nurses Champion Advance Care Planning

The #ISaidWhatIWant Initiative promotes advance care planning for nurses and other health professionals

PITTSBURGH, PA, USA, October 15, 2018 / — October 15, 2018

Nurses Nationwide Are Leading by Example in a National Initiative Promoting Advance Care Planning – #ISaidWhatIWant

PITTSBURGH, PA – Nursing specialty organizations representing more than 700,000 nurses and other healthcare professionals have joined together to promote advance care planning. The initiative, led by the Hospice and Palliative Nurses Association (HPNA), encourages all nurses to lead by example by establishing their own advance care plan.

Advance care planning (ACP) is a process for patients and their families to discuss their wishes and goals of care for treatment and end-of-life care, clarify related values and goals, and state preferences through written documents and medical orders (Institute of Medicine). This process can start at any time and be revisited periodically but becomes more focused as health status changes. In situations where a patient’s decision-making capacity is limited, healthcare providers turn to family members to make decisions. When there have been no ACP conversations between the patient and family, family members are left to make decisions regarding life-sustaining treatment without input from the patient or with little knowledge of the patient’s wishes.

The ACP initiative, tagged “#ISaidWhatIWant,” was developed in response to the work done at the 2017 Palliative Nursing Summit hosted by HPNA. The purpose of the Summit was to bring nurses together from various nursing specialties to develop a collaborative nursing agenda regarding advance care planning, pain and symptom management, and transitions/coordination of care. Following the summit, participating organizations formed work teams to develop specific programs that will ultimately seek to influence public health by engaging nurses in targeted initiatives to enhance the care and outcomes for patients and their families.

The Summit final report states that nurses should take a lead role in providing more community education and training related to ACP. Nurses serve as resources to other healthcare providers to educate and fulfill the responsibility to advocate for providing care that is aligned with patients’ values. While all members of the interdisciplinary team provide patient care and engage in treatment discussions, due to the amount of time and ongoing conversations that nurses routinely have with patients, nurses are in a unique position to champion ACP.

#ISaidWhatIWant starts with nurses. “What better way for nurses to demonstrate the value of advance care planning than to lead by example? That is why we are encouraging all nurses to say what they want and establish their own advance care plan – and to discuss their plan with their families and loved ones,” said Sally Welsh, CEO of the Hospice and Palliative Nurses Association. Nurses are uniquely positioned – and have the expertise – to facilitate meaningful conversations with patients and families about present and future healthcare, and how those interventions align with patient values, beliefs, and goals. These discussions give the patient and family an opportunity to say the things that matter to them, including expressions of hope and meaning in life.

“We want to help nurses and the public realize the true value of advance care planning and advance directives,” Welsh continued. “Having your wishes known and sharing your wishes with your family can be a great gift to family members if they ever have to make difficult healthcare decisions on your behalf.”

There are many online resources available to assist with ACP, such as The Conversation Project, an initiative of the Institute for Healthcare Improvement. For more information on the campaign and a list of available resources, visit

For further information, see HPNA’s Position Statement on Advance Care Planning available at

Organizations Participating in the Palliative Nursing Summit

Academy of Medical-Surgical Nurses (AMSN)
Academy of Neonatal Nursing (ANN)
American Academy of Ambulatory Care Nursing (AAACN)
American Association of Critical Care Nurses (AACN)
American Association of Neuroscience Nurses (AANN)
American Association of Nurse Practitioners (AANP)
American Holistic Nurses Association (AHNA)
American Nephrology Nurses Association (ANNA)
American Nurses Association (ANA)
American Psychiatric Nurses Association (APNA)
American Society for Pain Management Nursing (ASPMN)
Association for Radiologic and Imaging Nursing (ARIN)
Association of Pediatric Hematology/Oncology Nurses (APHON)
Association of Rehabilitation Nurses (ARN)
Emergency Nurses Association (ENA)
Gerontological Advanced Practice Nurses Association (GAPNA)
Home Healthcare Nurses Association (HHNA) an affiliate of National Association for Homecare and Hospice (NAHC)
Hospice and Palliative Nurses Association (HPNA)
Infusion Nurses Society (INS)
International Transplant Nurses Society (ITNS)
National Black Nurses Association (NBNA)
National Association of Clinical Nurse Specialists (NACNS)
National Association of Directors of Nursing Administration (NADONA)
National Association of Pediatric Nurse Practitioners (NAPNAP)
Nurses Organization of Veterans Affairs (NOVA)
Oncology Nursing Society (ONS)
Wound Ostomy and Continence Nurses Society (WOCN)

About the Hospice and Palliative Nurses Association

The Hospice and Palliative Nurses Association was established in 1986 and is the national professional organization that represents the specialty of palliative nursing, which includes hospice and palliative nurses, and has over 11,000 members and 50 chapters nationally. The association works together with the Hospice and Palliative Credentialing Center and the Hospice and Palliative Nurses Foundation to promote our mission, to advance expert care in serious illness, and our vision, to transform the care and culture of serious illness. Visit to learn more.


Harry Crytzer
Hospice and Palliative Nurses Association
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Source: EIN Presswire

United States Credit Czar: CNBC 'Make It' Headline Misguided and Unwise for Credit Consuming Population

FICO/credit scores directly determine the interest rate a consumer will pay for credit products. The table reveals the current rates based on score ranges

FICO/credit scores directly determine the interest rate a consumer will pay for credit products. The table reveals the current rates based on score ranges

SubscriberWise founder and the most successful credit scoring achiever in the worldwide history of banking and finance offers personal and professional insight

Pursuing the standard of excellence – understanding the granular details of consumer credit, and credit scoring in particular, to fully maximize a credit score – well… that’s never a ‘waste of time’.”

— USA Credit Czar, SubscriberWise founder, and FICO prof David E. Howe

NEW YORK, NY, UNITED STATES OF AMERICA, October 15, 2018 / — SubscriberWise, the nation’s largest issuing CRA for the communications industry and the leading protector of children victimized by identity fraud, announced today the additional and insightful advice regarding what has been labeled a ‘waste of time’ as it relates to the pursuit of credit scores above the minimum scoring thresholds for which consumers typically obtain the most favorable rates for various types of credit products including mortgage, HELOC, and auto.

Specifically, the issue of concern from the perspective of FICO professor David Howe involves the misguided allegation that ‘going higher’ than the minimum threshold of super-prime credit (FICO 750 according to one expert cited in the CNBC story) is a ‘waste of time’:

The minimum thresholds for the most favorable rates based on credit scores – ‘excellent range’ as referenced in the story – are FICO 750 and 760. Independent of the CNBC article and according to recent Informa Research Services, accurate as of October 12, 2018, the specific minimum thresholds for the most favorable rates by score range are as follows:

· 30-year mortgage: 760 – 850

· 15-year home equity loan: 740 – 850

· 48-month auto loan: 720 – 850

“I would like to have a conversation with Mr. Yoni Blumberg ( and share my decades-long experience and perspectives on credit and credit scoring,” stated David Howe, SubscriberWise founder and the world’s only credit scoring consumer to obtain simultaneous perfect FICO and Vantage scores across every national credit bureau (TransUnion, Equifax, and Experian). “I have made several attempts to talk with Mr. Blumberg and, most recently, he did thank me for information that I shared with him.

“In general, I recognize that Mr. Blumberg is publishing accurate and helpful information for consumers but he does occasionally miss-the-mark, at least from my personal and professional perspective (See related story: FICO Czar Howe Challenges ‘Credit Experts’ After Alleging CNBC’s Yoni Blumberg Misreports the Myth Correctly Dispelled by FICO’s Ethan Dornhelm —

YouTube: Listen to Credit Czar David Howe offer the best advice in terms of the importance of always pursuing the maximum credit score possible to ensure the most favorable financial circumstances as one navigates through life’s financial events: .

“And the article from last week titled ‘Once you hit this credit score, going higher is a 'waste of time,' expert says’ is an example where I argue that the general theme of the story is not ideal for the credit consuming population,” Howe continued. “In other words, pursuing the standard of excellence – understanding the granular details of consumer credit, and credit scoring in particular, to fully maximize a credit score – well… that’s never a ‘waste of time’. That’s where I believe Mr. Blumberg — including the 'experts' quoted — definitely missed the mark.

Related: FICO 850 Combination Finally Unlocked: Public Service Presentation Links Scoring Factors with Perfection while Encouraging Consumer Perseverance and Success —

“Does that mean that consumers should obsesses over their credit scores,” Howe asked rhetorically? “Of course, it does not. But having a deep understanding of credit and the credit scoring system, also known as the ‘Fair Isaac Leaves’ (, including the impacts of financial choices, life-events, and circumstances on individual credit reports and scores should be far more than a passing interest.

“And frankly, I argue that the reason the ‘self-proclaimed’ experts constantly mimic the same advice like that proffered in this latest CNBC story is simply because these same experts themselves do not know and understand the intricacies and complexities of the credit scoring algorithms — including specifically the methodology indicated to fully maximize the rank-order technology. In other words, there really is more to ‘paying bills on time’ and ‘maintaining favorable utilization’, at least in terms of fully maximizing a FICO/credit score.

“To continue that point, I do, in fact, know the intricacies that are required to maximize a FICO scorecard capable of delivering a perfect FICO 850 score,” confirmed Howe. “I also know how to maintain perfect FICO scores indefinitely based on the latest FICO Score 9 and FICO Score 8 models: . Today, perfect FICO scores are no longer as elusive — or even unattainable — as in the past and that’s in large part a marketing decision that was made by the Fair Isaac Corporation…there's absolutely no doubt in my mind.

FACT: There are FICO scores in use today that will never reach a maximum 850 score. Just ask the FHA regarding the model it uses for underwriting: .

Related: SubscriberWise Founder Howe Proves FICO Score Benefit from Carrying Balances while Ending Misinformation Published by Bloomberg, NBC, and LA Times —

“Indeed, from my perspective, that’s the real reason these ‘experts’ go out of their way and tell everyone else to accept a level of mediocrity when it comes to something as critical as credit scoring: . That’s the reason they essentially ‘sell everyone short’ because they haven’t bothered to learn that ‘practice makes perfect’. The experts, they hate to be beat at their own game so they set the bar lower and ask everyone else to accept their same standards. At least that’s my conclusion every time I revisit the blog link above and read the mimicked advice constantly trumpeted.

“And it all begs the question: do these same 'experts' tell their children to only strive for a 90 percent on their class exams? After all, isn't a 90 percent an 'A'?

“Based on the evidence, it certainly appears at least some of the 'experts' may well consider an 'A+' — a 100 percent worthy of pursuit in every endeavor — a mere 'waste of time' for their children's young and ambitious developing brains:

“What a shame if that's really the standard and expectation today…

“Just think about it,” Howe added. “Credit and credit scores control so much of our financial lives and beyond today. Why would we not all want to understand every detail of a technology that is so directly and indirectly part of our financial and everyday lives; a technology that is integral in underwriting, marketing, insurance rates (in many states), apartment rentals, utility deposits, and even whether an individual can obtain a rental car from the major agencies because credit scores are often part of the transaction if a bank credit card is not held by the renting consumer.

“Again, though, just to be clear and to forcefully reiterate, I’m not suggesting individuals obsess in an unhealthy way over their personal credit and credit scores,” Howe insisted. “But perhaps it’s time for credit scores to at least reach the same hype and attention that our society places on the more titillating and far less impactful facets of today’s society. For example, the NFL and the NBA to name but a few.

Related: Credit Karma All-time Highest Performer and FICO Wonder Man David Howe Goes Beyond the Credit Experts and Shares Unique Insight —

“By the way, I mention these as two specific examples because in my self-affirmed role as US Credit Czar – a bequest to my fellow citizens in the USA and around the world – when I travel around the nation I often ask servers in restaurants where I dine — often young adults who would undoubtedly benefit from much more substantial knowledge of credit, banking, and finances — if they can define the acronym ‘FICO’ (Fair Isaac Corporation – And for the record, whenever I ask the question I first place a $100.00 offer on the table for those who are successful with the trivia presented. And I do this because I want to know that I’m going to have a serious and thoughtful response…exactly what I get each and every time with the prospect of $100.00 for the right answer.

“I also start by asking the person to define a well-known acronym like ‘NFL’, for which 100 percent have correctly answered as ‘National Football League’. It’s true,” Howe confirmed. “In the past 7 or 8 years I’ve been asking the question – to literally hundreds of servers across the nation – and to date only 3 people have answered correctly: The Fair Isaac Corporation.

“Now back to the important point,” continued Howe. “Rather than obsessing over credit and credit scores, the message I want to convey is to nevertheless pursue the standard of excellence no matter the endeavor. And yes, that includes the critically important subject of credit and credit scoring,” Howe stressed. “It's time to raise the bar and set the highest possible standard when it comes to knowledge, insight, and education.

“So, whether it’s credit or any other subject of significance or importance, it really is about education, empowerment, and information; it’s not about obsession. It's called mastery and credit, I argue, is one of those areas of life where the deepest knowledge and expertise pays profound dividends to 'those in the know'. In reality, what we see and hear constantly today is nothing more than a distraction. The term ‘obsession’ has become a dodge for the so called ‘experts’ who don’t want to take the time and energy to learn what it takes to achieve the highest level of success for their area of ‘expertise’.

“Remember, knowledge is power,” Howe affirmed. “And no one should minimize or deny this fact. Credit knowledge, including the increased likelihood of a stronger credit standing that flows from education and information, translates into many more benefits from increased monthly cash-flow and long-term financial stability to employment opportunities that may otherwise be denied from adverse information contained on consumer credit reports.

“But it’s certainly also true that when it comes to credit and finances in particular, that life events and circumstances play a critical role in a consumer’s personal situation. In other words, no one should be naïve or pretend that an individual who is struggling with any number of financial challenges, they may well be dealing with extremely adverse credit that translates into continued hardship and financial difficulties. That’s an obvious fact. And that’s unfortunate from my perspective.

“Training, knowledge, and education — along with necessary regulations to mitigate against injustices like ongoing institutional racism and other legal discrimination tactics — are critical to lift those struggling to a better place; credit and scoring are included here,” said Howe.

Related: FICO World Champion and USA Credit Magnate David Howe Returns to Pulse Nightclub while Lobbying President Trump to Expand ECOA in Honor of Victims —

“Sadly — challenge, injustice, hardship — these are the realities for too many today. Therefore, we should all endeavor for greater fairness and equity so that everyone has an equal opportunity to live, achieve, thrive, and succeed. Actually, we should all demand these standards of justice relentlessly.

Related: FICO First: Perfect FICO 850 Scores Simultaneously Generated; SubscriberWise Founder, Credit Professional, and National Authority on Child Identity Theft Avails Himself to U.S. Congresswoman Maxine Waters and the House Financial Service Committee —

“Of course, it’s important to never lose sight of the good news that credit can always be redeemed no matter the life event or circumstance. Understanding that credit can be redeemed — while also never living in fear over losing one's credit — is a critical component for anyone who may be in a difficult situation.

“And I want everyone in the world to know that I’m certainly eager to share my insight, experience, and expertise to all those who may be in need or simply interested in learning and hearing more.

“That includes every damn bit of it of what I know today and what I’ll learn tomorrow,” Howe concluded. “Praise the facts. Praise the truth. Praise the Freedom of the Press. And power to the people, forever!”

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Source: EIN Presswire

Brighter Smiles as Medicare On Video Helps Patients Find The Best Dental Plans

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Medicare On Video

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Healthy teeth make life worth living. From eating on that salad to enjoying your favorite hot or cold drinks, unhealthy teeth keep spoiling the fun.

My daughter helped me find Keith online. I am not one that will usually leave a review but my experience with Keith has been a great one. He has helped me through the worries, answered my questions.”

— Joanne

TREASURE ISLAND, FL, UNITED STATES, October 15, 2018 / — At Medicare on Video, they are all about good oral hygiene. Your best dentist says flossing and brushing twice daily is worth it and doesn’t take up as much time as it may seem. Making this habitual has been a challenge for some due to the irregularity of meals among other lifestyle choices. Even with these religious cleaning rituals on a daily basis, it’s still necessary to make a professional cleaning appointment with your dental office every six months. With Medicare not covering all dental costs, more users are choosing to go with supplementary cover to enjoy best dental plans. Here is why; preventative dental care with regular checks at the dental office is the way to go.

The shift to preventative dental care helps everyone.

The best dental care providers have since the twenty-first century shifted to preventative care as opposed to restorative dentistry. More clients now walk into a dental office with a confident smile for checkups and early detection. It is the best thing that could happen to a dental practice and certainly a more pleasant experience for the patients too. Surely no one wants to have the dentist take the drill to their mouth. Tooth removals are not a dentist’s favorite procedure either.

Preventative dental care with the good dental insurance saves money!

With a good dental insurance policy to support patients, preventative care is cheaper than expensive dental restorative pieces. Patients and their families can now afford a smile on their way out. It’s no wonder the oral health improvement has been so rampant in the recent times. Just the same, a good number of adults continue to go through teeth degradation without knowledge of the benefits of preventative medicine.

With more healthcare insurance providers now providing for two cleanings per year, its time patients learned to utilize these opportunities to maintain a superb smile. In addition to these, market leaders like Medicare on Video have begun to offer free subscription medicine card services. This plan will cover for those with little to no insurance cover on medication helping them save big.

Good dental care takes commitment. Get trusted Medicare advisors.

Brushing and flossing might be part of our daily routines but for many people, that is all they are; routines. The importance of it does not really occur until a cavity hits. Anyone who has ever spent a night in agony terrorized by an aching tooth never forgets the ordeal. But other than the threat of cavities, what other pull factors are there towards maintaining good oral hygiene? For some, these don’t exist and they can hardly stick to the daily schedule. Making a new year’s resolution to visit the dental office more regularly and actually making it there are two mutually exclusive events. Good dental hygiene and care should be promoted for the love of a good life and not fear of tooth loss. Diligence in cleaning and checkups will unlock a brighter future with good overall health and a beautiful smile to show off to the world.

A Good dental insurance plan: Investment for a Happier Life.

Come summer or winter, the first greeting we give to the world is mostly a warm smile. Especially when we want things to go our way, a smile can prove to be an invaluable asset when meeting people for business and pleasure. First impressions last, a proper smile could mean the difference between closing the deal of a lifetime and returning home frustrated. Smiles sell confidence and buy goodwill from the world around us. As a business person, it makes sense to invest in a good one. And what better way to achieve a perfect smile than with a subscription to the best dental plans?
Do I need dental cleaning for healthy teeth?

Medicare on Video recommends that patients all over book an appointment to have their teeth cleaned at least once every six months. Professional teeth cleaning unlike daily cleaning routines are able to reach all parts of the mouth and tooth to remove tough plaque. It presents a great opportunity for the dentist to patient’s mouth, face and neck for early diagnosis of diseases including cancers. It is not uncommon for degradation of oral health to go hand in hand with other serious health issues.

When is the best time to schedule a dentist appointment?

Most people will not feel the need to see a dentist until they are sure something is wrong with their teeth. This is the wrong approach. The best time to schedule an appointment with your family dentist is right now if you haven’t done so already. Regardless of your current state of oral health, you need to see the dentist more often. If it’s any motivation, it could actually save money visiting sooner. Keeping cavities at bay is what every dentist wishes to do all day every day.

The bottom-line: Healthy teeth make life worth living. From eating on that salad to enjoying your favorite hot or cold drinks, unhealthy teeth keep spoiling the fun. When one has painful teeth, it’s critical that they see the best teeth doctor around about it. Even when pain magically, disappears, it always finds its way back. Even so, it’s good to be cautious about the people who you trust with your smile. Trust no other than qualified and certified dentists with an impeccable performance record with previous patients.

Medicare on Video will show you everything to make the process simple as 1,2,3. Get your dental insurance quote by filling out the form below. Watch the video to learn what your dental insurance options are.

Keith Armbrecht
Medicare on Video
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Best Dental Options Available To You

Source: EIN Presswire

Scrambler Therapy® – Healthcare and Insurance System

Scrambler Therapy® if correctly used is a control tool for severe chronic neuropathic and cancer pain. Scrambler Therapy® is very effective, non-invasive.

ROME, ITALY, October 15, 2018 / — About Scrambler Therapy® Technology efficacy and safety issues
The Scrambler Therapy® Device is based on 5 artificial neurons which were developed to non-invasively transmit information recognizable as "self" and "no-pain" to the central nervous system (CNS). A proprietary algorithm dynamically generates this specific strings of "no-pain" information, achieving both an immediate and complete analgesia and a re-modulation of the pain system with high level of safety and a long-term efficacy.

To determine and understand efficacy and safety issues, one needs to consider that, different synthetic action potentials, adequately modulated and assembled in information-strings, can build millions of different sequences that interact with C-fiber surface receptors, and can determine many different physiological responses. The creation and selection of this information is therefore decisive in the clinical response, being related to the different efficacy degrees in the immediate control of pain, but also in the short, medium and long term efficacy and to the treatment safety.

More specifically, the remodulation of the pain system is a dynamic process that requires significant variability of the strings of "no-pain" information, and this dynamic information must be always effective in an environment very changeable for many type of neurological damage and various characteristics of the pain. In this context, extensive preliminary work has been necessary to verify the selection and interconnection of strings of information that are effective and safe in an array of pain syndromes.

Before being placed on the market, a long series of clinical trials have been performed on ST: from 1999 to 2006 approximately 2,400 cases, treated at the University of Rome Tor Vergata and related to chronic and non-cancer and oncological pain resistant to other treatments, have been analysed.

For all these reasons, it is quite clear that the concept of similarity that only considers the parameters of frequency, pulse width and intensity (used for other devices) is not applicabile to Scrambler Therapy® Technology. Any variation to the original OEM technology and/or to the algorithm (together they control the synthesis of the information), inevitably alters the well-known consolidated efficacy and safety parameters, producing unknown or potentially harmful effect.

About the FDA 510(k) clearance and CE mark
Both FDA 510(k) clearance (# K142666 or Delta International Services & Logistics) and 0476 CE mark are exclusively referred to the device based on scrambler therapy technology and labeled as Scrambler Therapy® Technology MC-5A.

Placement on the market.
In Europe Scrambler Therapy followed the ordinary new medical device procedure, that requires the applicant to demonstrate the efficacy and safety of the new device in its clinical use by specific clinical trials conducted in a broad range of cases.

In the U.S., FDA has various ways for the approval and clearance of medical devices. The 510(k) procedure calls for indication of one or more medical devices of the same reference category (in our case electro-analgesia) and FDA assesses the degree of similarity between reference devices and the new one. If the device undergoing FDA clearance has substantially the same technology and clinical (efficacy and safety) features like the indicated reference device (normally a standard TENS) the clearance process is rapidly achieved and no specific clinical trials are requested.
If the device technology and clinical features are different from the ones of reference predicate device, FDA calls for specific clinical trials that must demonstrate that the new device has equal or higher efficacy and safety features than the ones already authorized. This is the reason why the FDA in the clearance lists the referenced predicate devices. This was the procedure followed to market ST in the US. In this case, however the FDA does not mean to say that the predicate devices have the same technology and clinical features of ST (in fact, FDA requested specific clinical trials) but simply that ST according to clinical trials forwarded has efficacy and safety features equal or higher than authorized reference devices.
With the new 510 (k) #K142666 only for Scrambler Therapy® Technology MC-5A device, any potential confusion between TENS and ST device has been definitively dispelled.

Consequently, the FDA classified Scrambler Therapy as a non-invasive electro-analgesia device, but in the review process acknowledged its unique feature, that drastically differentiates it from conventional TENS devices. Then allowed for marketing only in the context of clinical trials, similar to those performed in Europe. For this reason, it is correct to refer to this new methodology by clearly and uniquely defining it only as Scrambler Therapy®, both in the scientific literature and in clinical practice.

About RCTs double blind issues
ST treatment is very operator-dependent, for this reason only partial double blind or single blind RCTs can be carried out. Attempts to do a complete double blind automatically determines substantial changes in the standard treatment protocol. These changes prevent the operator to follow the normal procedures registered in the healthcare authorizations and can erase or certainly extremely reduce the efficacy of the treatment consequently invalidating the scientific data.
This methodology problem is present (even more broadly) in many other medical validated treatments such as for example spinal cord stimulator (SCS).
To date, from a merely scientific point of view, to avoid the introduction of Bias which makes the clinical outcomes unreliable the available solutions are:
– RCT vs sham / TENS partially double blind (ST operator cannot be blind)
– RCT vs validated protocol therapies
– Double Blind with single arm sham to analytically determine the placebo effect. The following treatment of the same patients with the normal procedure will guarantee the trial’s ethicality and provide further comparable results.
More info:

Intellectual property
Scrambler Therapy® scientific research and development technology have been developed in Italy by Professor Giuseppe Marineo. The official "Scrambler Therapy"® scientific and clinical information website is at

About Delta International Service & Logistics (DIS&L)
DIS&L is the only company authorized to sign international exclusive agreements, provide maintenance and distributor support for method usage training and other logistics needs.
More info:
U.S. DIS&L Division –

Mariella Giorgieri
Delta International Services & Logistics s.r.l.
+39 3921603399
email us here

Source: EIN Presswire

The World’s Largest Fintech Festival to witness Aspire Systems’ AI Solutions for Customer Centricity

For the second time in a row, Aspire Systems will be showcasing technology solutions for customer centric businesses at the Singapore Fintech Festival

We at Aspire Systems look forward to hosting great conversations around the latest in financial technologies during Singapore Fintech Festival this year.”

— Suresh Ranganathan, Vice President, APAC, Aspire Systems

SINGAPORE, SINGAPORE, October 15, 2018 / — Aspire Systems, a global technology services firm for banks and fintechs will be present at Singapore Fintech Festival from November 12 to November 16, 2018 to showcase technology solutions on customer centricity and intelligence. Banks today are discovering that they have no choice but to become customer-centric organizations instead of product-centric organizations. The rise and fame of new age fintech companies also happens to be because of their products being extremely customer centered. During the festival, Aspire Systems aims to educate banks & fintechs on how to use AI & ML to build customer intelligence models and an agile approach for test automation when building their product or service.

Spanning across the week, Aspire will be exhibiting at Singapore Expo to demonstrate most frequent machine learning and artificial intelligence interventions for modern day banking & financial Services businesses, followed by intuitive workshops on Customer Intelligence and Test Automation strategies hosted at Singapore Management University (SMU) premises in association with Bansea, the leading angel investment network in South East Asia.

Suresh Ranganathan, Vice President, APAC, Aspire Systems said "Being organized by the Monetary Authority of Singapore, Singapore Fintech Festival is the world’s largest fintech event with close to 25,000 delegates. We at Aspire Systems look forward to hosting great conversations around the latest in financial technologies during this week."

About Aspire Systems
Aspire Systems works with some of the world’s most innovative banking enterprises and fintechs, helping them leverage technology in Aspire’s specific areas of expertise. Aspire System’s services include Digital Experience Solutions, Product Engineering, Enterprise Solutions, Independent Testing Services and IT Infrastructure & Application Support Services. The company currently has over 2,500 employees, over 150 customers globally and is CMMI Level 3 certified. The company has a growing presence in the US, UK, India, Middle East, Asia-Pacific and Europe. Aspire Systems is a proud winner of the Temenos’ Regional Partner of the Year award for 2018. For the ninth time in a row, Aspire has been selected as ‘Best Companies to Work For’ by the Great Place to Work® Institute.

Aspire Systems
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Raghunath Vijayaraghavan
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Source: EIN Presswire

Santhigram Wellness Kerala Ayurveda Opens a Premier Ayurveda Holistic Panchakarma Therapy Center at Manhattan (NYC)

Ribbon cutting ceremony

Chief Guest Mr. Devadasan Nair lighting the lamp

Health is a state of body, wellness is a state of being”

— F.Stanford

NEW YORK, NY, USA, October 14, 2018 / — Santhigram Wellness is pleased to announce the opening of a premier Ayurvedic Holistic Panchakarma Therapy Center in Manhattan which was formally opened on October 04, 2018 by Mr. K. Devadasan Nair, Consul (Community Affairs), Consul General of India in New York, USA in the presence of many of its friends and well-wishers including Mr. George Abraham, former Chief Technology Officer at United Nations.

The New York Center, located at 30 East 40th Street, Suite 607, is an authentic Kerala Ayurvedic and Panchakarma Therapy Center for providing Ayurvedic Consultation and holistic treatments for alleviating various chronic ailments and Life Style Consultation and preventive and rejuvenation therapies. The Center has Consultation Room, separate treatment Rooms for both male and female clients equipped with Ayurveda equipment and fixtures imported from Kerala, India to ensure genuine Kerala Ayurveda therapy is imparted as per the ancient treatise of Kerala Ayurveda.
The Center is staffed with qualified and experienced Ayurveda doctors and Panchakarma Technicians and specialist Consultation with our Chief Holistic Consultant Dr.Ambika Nair is also available at this location with prior appointment.

With the on boarding of the Manhattan Center in a prime location just one block from the famous Grand Central Station on the Park Avenue, Santhigram has fulfilled the long standing demand of many of our clients in Manhattan translating into more convenient access from the five boroughs of New York City, Long Island, Upstate New York, Connecticut and Jersey City.

The Chief Guest Mr. K. Devadasan Nair has expressed the view during his inaugural speech that the unique services brought by Santhigram to Manhattan will definitely help many people who are looking for holistic remedies for treating their various chronic health issues. Mr. George Abraham and other dignitaries who spoke on the occasion applauded the Ayurvedic services being provided by Santhigram which had already been benefiting hundreds of people in East Coast and Midwest where Santhigram is operating nearly a dozen Centers for the last more than 10 years.
Dr. Gopinathan Nair, Founder and Chairman of Santhigram Ayurveda Group, has taken the opportunity to once again thank our Patrons for the support extended to Santhigram over the years and expressed confidence to serve the US populace with renewed dedication in the days ahead.

We look forward eagerly to announce and update the progress with our West Coast Center shortly.

Dr. Gopinathan Nair
Santhigram Wellness Kerala Ayurveda
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Santhigram New York Center Inauguration

Source: EIN Presswire

Clay Clark, Founder of the Thrivetime Show, Wins Best of Los Angeles Award- “Best Business Podcast- 2018”

Business Consultant Clay Clark

Best of Los Angeles Award

“We're honored to include Clay Clark of the Thrivetime Show into our BoLAA family.” Aurora DeRose

LOS ANGELES, CA, UNITED STATES, October 12, 2018 / — Clay Clark, founder of Thrive15 and creator of the “Thrivetime Show – Business School Without the BS,” wins Best of Los Angeles Award- “Best Business Podcast- 2018”, according to Aurora DeRose, award coordinator for the Best of Los Angeles Award community.

The “Best of Los Angeles Award” community was formed three years ago and consists of over 4,300 professional members living and working in Southern California. It celebrates the best people, places and things in Los Angeles with a slogan “No Ads. No B.S. Only the Best.”

“The mission of the community is to celebrate the best of Los Angeles, and allow its community members to connect with other members who share the highest standards of quality and integrity,” expresses DeRose. "We're honored to include Clay Clark of the Thrivetime Show into our BoLAA family."

A man of many talents, Clark has been called the “Jim Carey of Entrepreneurship.” He was “Metro Chamber of Commerce Entrepreneur of the Year” at the age of 20 and the “U.S. Chamber National Blue Ribbon Quality Award Winner” at the age of 27. As the result of his tireless tenacity and endless work ethic, he’s been able to found and co-found several companies including: DJ Connection, Elephant in the Room Men’s Grooming Lounge, and

“My dad was a college graduate, and there was that fallacy that if you graduate from college you’ll know how to make money,” Clark explains on why he started up a business podcast, “a lot of people don’t have moms or dads or people in the picture to teach them, and this is a way we can do it — on the web. We want to help people thrive and live at their peak.”

The Thrivetime show allows viewers to “Experience business school without the BS” with Clark and his co-host: optometrist turned business tycoon Doctor Robert Zoellner. This award-winning team has been featured on Forbes, Fast Company, Bloomberg, and Pando Daily.

Clark, who over the years has also worked as a business growth consultant, educator, and entertainer of choice for countless clients, continues to push himself. “Success means sustainably achieving my goals in the areas of faith, family, finance, relationships and fitness.” Clark concludes.

Rob Red, a podcast listener on Stitcher, praises, “The Thrive Time Show is the business radio show I've been waiting for. For anyone who is serious about entrepreneurship, this is the show for you.”

Aurora DeRose
Aurora DeRose
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Source: EIN Presswire

Vantage Agora Hosts 3rd Annual Operational Excellence Workshop

Vantage Agora hosts their 3rd annual Operational Excellence (OX) and Technology Conference on October 17-18th at Cleveland’s Metropolitan at the 9.

Vantage Agora hosts their 3rd annual Operational Excellence (OX) and Technology Conference on October 17-18th at Cleveland’s Metropolitan at the 9.

I love working with the people at Vantage Agora. Speakers were informative and it was a great way to see what is coming next with Vantage Agora!”

— Jenna Meyer – Systems Manager at Cannasure Insurance Services

CLEVELAND, OHIO, UNITED STATES, October 11, 2018 / — By collaborating with industry leaders and technical experts, Vantage Agora will share in their mission of providing Operational Excellence (OX). The OX Workshop is a chance to receive cross-sectored advice from industry experts in the fields of Technology, Healthcare, Insurance and more, as they share their business acumen and use their combined knowledge to tackle business challenges.

This year’s speakers range from NBA Hall of Famer Dan Issel, 5th ranked all-time points scorer for the ABA/NBA, to President and CEO of Signature Health, Joseph Steier. The event is split into 2 tracks – one discussing how to best manage your team for optimal success and the other, a technology track discussing the most innovative and emerging ideas in the technological field.

In addition to the wealth of knowledge to be gained, attendees can look forward to enjoying a 1920's-themed cocktail reception on Wednesday night before the event. Thursday evening after presentations are wrapped up, guests are invited to attend an evening at Pickwick & Frolic for a Murder Mystery dinner.

Jenna Meyer, Systems Manager at Cannasure Insurance Services and a returning OX Workshop attendee states, “I love working with the people at Vantage Agora. Their customizable OX Zion platform is great for any company. Speakers were informative and it was a great way to see what is coming next with Vantage Agora!"

“At Vantage Agora, our mission is to achieve Operational Excellence in everything that we do. By collaborating with industry leaders and technical experts specializing in various fields, we hope to share in this mission with our attendees, partners and clients as well,” says Vantage Agora CEO & Co-Founder, Sudhir Achar.

About Vantage Agora: Vantage Agora, founded in 2004, is headquartered in Beachwood, Ohio. They are a Gartner-recognized, global provider of customized technology solutions on OX Zion, an industry-leading Business Operating System (BOS) that creates powerful Data Analytics for business leaders. Because of key insights that OX Zion offers, Vantage Agora was recently named a CIO Applications Top 10 Broker Management Solution Provider and Top 25 Insurance Technology Company.

Allison Shumaker
Vantage Agora
888.246.7211 x 107
email us here
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Source: EIN Presswire

RHB the first bank in Singapore to offer customers Cyber Insurance with free risk assessment and consultation

Strategic collaboration with Delta Insurance Singapore to help SMEs mitigate potential cyber risks

SINGAPORE, SINGAPORE, SINGAPORE, October 11, 2018 / — 27 September 2018, Singapore – RHB Singapore announced today a partnership with Delta Insurance Singapore to be the first bank in Singapore to offer its commercial and corporate customers Cyber insurance with free risk assessment and consultation. An average cost of this service may range between $500 and $5,000 depending on the complexity of the services provided. Some of these value-added services may include business continuity planning, server monitoring, information communications and technologies policy consultation, and legal consultation on data privacy matters.

In the event of a cyber-attack incident, companies insured under Delta’s cyber liability insurance policy, will have access to a professional team of subject matter experts to manage the crisis.

With cyber incidents-crime annually costing an estimated USD1 trillion globally and above SGD2 billion in Singapore, RHB sees the urgent need to help its customers, particularly SMEs, understand the risks associated with cyber threats. Many cyber insurance policies only provide for coverage. RHB, together with Delta Insurance, go further by assisting businesses adopt a robust cyber risk management strategy to mitigate potential risks.

Mr Daniel Yeo, Head of SME and Regional Sales Department, RHB Bank Singapore, said: “We are pleased to bring additional value to our clients with this partnership with Delta Insurance. Companies today, regardless of their size, are tapping on the rise of technology to boost productivity and to aid in their business expansion. As such, their exposure to cybercrime has also increased correspondingly. Over and above our existing product and service offerings, we hope to help customers identify potential cyber risks and put in place appropriate protection against them. We go the extra mile to strengthen the relationship with our customers, offering a holistic suite of solutions to cater to their needs more effectively.”

Mr Eugene Cheong, Managing Director of Delta Insurance Singapore, said: “Risk management is of key importance in business today. We have established strong cyber crisis management approaches that have been tried and tested and together with our knowledge and expertise, we can help to tighten the gaps in risk management for RHB commercial and corporate customers. As part of Delta’s comprehensive risk solution, we are providing free cyber related risk assessment and consultation to help our customers even before they take up Cyber insurance. If the customers decide to take up Cyber insurance, not only will they have access to our crisis management panel in the event of a cyber incident, they will also be able to enjoy other forms of tangible value-added services that we continue to add to help our clients to understand and improve their risk posture.”

RHB client Mr Ong Hiap Leong, Managing Director of Acom Asian Resources Pte Ltd, said: “It’s not just the big companies but SMEs like ourselves are also vulnerable to cyber-attacks. We must take these threats seriously to ensure that our systems and data are protected. We cannot afford to be lax and think that it will never happen to us. The impact to the business and reputation will be severe therefore this service is timely as it forces us to rethink our mindsets and re-evaluate if we are doing enough to protect our companies from hackers.”


Issued on behalf of RHB Singapore Corporate Communications Department. For more information, please contact Elaine Sng at +65-6320 6192/

About the RHB Banking Group

The RHB Banking Group, with RHB Bank Berhad as the holding company, is the fourth largest fully integrated financial services group in Malaysia. The Group’s core businesses are structured into seven main business pillars, namely Group Retail Banking, Group Business & Transaction Banking, Group Wholesale Banking, RHB Singapore, Group Shariah Business, Group International Business and Group Insurance. Group Wholesale Banking comprises Corporate Banking, Investment Banking, Group Treasury & Global Markets, Asset Management and Private Equity. All the seven business pillars are offered through the Group’s main subsidiaries – RHB Investment Bank Berhad, RHB Islamic Bank Berhad and RHB Insurance Berhad, while its asset management and unit trust businesses are undertaken by RHB Asset Management Sdn Bhd and RHB Islamic International Asset Management Berhad. The Group’s regional presence now spans ten countries including Malaysia, Singapore, Indonesia, Thailand, Brunei, Cambodia, Hong Kong/China, Vietnam, Lao PDR and Myanmar.

For more information, please visit

About Delta Insurance Singapore Pte Ltd

Delta Insurance Singapore is proud to be the only locally managed Insurtech underwriting firm with local ownership in Singapore. We are the first Lloyd's Coverholder in Asia, with strong local and international know-how, specializing in Cyber, Technology and Professional liability insurance risk management solutions. We are an innovative disruptor who creates value for our customers through the offering of cost effective comprehensive coverage, ease of transaction using technology, innovative products and services. We are the first and the one and only underwriting firm to offer a proprietary online Technology Platform that provides a one-stop solution for our intermediaries to instantly obtain quotation, policy wording, coverage highlights and general coverage comparison for the complex Cyber, Technology and Professional liability insurance products.

For more information, please visit and

Elaine Sng
email us here

Source: EIN Presswire

Famous NSA Whistleblowers Leave Retirement To Build European Data Analytics Company

Bill Binney and Kirk Wiebe, who both spent over 30 years at the National Security Agency (NSA), have launched data analytics company Pretty Good Knowledge.

AMSTERDAM, AMSTERDAM, October 11, 2018 / — NSA Whistleblowers Bill Binney and Kirk Wiebe come out of retirement to launch Pretty Good Knowledge, a company providing decision intelligence solutions for organizations engaging in Big Data challenges. The company offers strategic advisory and project services for commercial and government organizations to help them realize an automated, real-time decision intelligence process at scale.

The company brings together Bill and Kirk’s decades of experience in generating knowledge from data and combines this with the very latest techniques and technologies in data science, system engineering and cyber security. Both Bill and Kirk received high awards whilst creating a concept to achieve real-time processing of massive data, providing privacy and fast filtering to deliver essential knowledge to the right people at the right time based on experience gained while working at the NSA and other U.S. Government organizations.

In 2015, the documentary ‘A Good American’ was released highlighting their experiences as whistleblowers after the US misused the systems they created by removing the security and privacy controls which had been built into the system. Bill and Kirk have launched Pretty Good Knowledge to bring this approach to both public and private sectors and over the last year they have completed prototype projects in various financial services and government organizations in Europe. During this time, Bill and Kirk have been developing a new architecture with data scientists and system engineers in the Netherlands to ensure the very latest techniques and technologies have been adopted.

The company’s newly defined Automated Decision Intelligence Architecture (ADIA) is the new approach which Pretty Good Knowledge uses to accelerate projects with their customers. This framework provides a real-time ‘situational awareness’ capability for organizations to quickly and effectively respond to previously unforeseen internal and external market dynamics.

Bill and Kirk now spend their time traveling between the US and Europe working directly with clients and providing lectures at their Pretty Good Academy and other educational institutions to educate the future generations of data experts on how to conduct data analysis in ways which are more powerful in producing relevant results, while respecting the law and the human right to privacy.

Reasons for choosing the Netherlands as headquarters for Pretty Good Knowledge stemmed from the country’s pioneering efforts on legislation around data protection and privacy. The Dutch anticipated the European Union’s General Data Protection Regulation (GDPR) legal framework well ahead of the rest of the world, launching their own Dutch Personal Data Protection Act in 2016. The protection of data and ensuring privacy always been a top concern among Dutch businesses. According to Bill Binney, "We know how to achieve market and security intelligence without sacrificing privacy or breaking laws, and we are excited how quickly our customers realize how much more is possible when using a disciplined and structured approach."

Data continues to grow exponentially. The International Data Corporation (IDC) estimates that worldwide revenues for big data and business analytics will grow to over $203 billion by 2020. To stay competitive, companies need to incorporate analytics into their strategic vision and make smarter investments in their data. Pretty Good Knowledge works closely to prioritize investments and find knowledge hidden in data, improving the overall confidence and control of organizations with sensitive data. With the ADIA approach and their data analysis philosophies and solutions, Pretty Good Knowledge ensures organizations gain huge insights into their data while keeping it secure and private.

“Most organizations are wasting money trying to manage more data than they can handle. Others are missing out on business value by not utilizing the data they already have,” said Kirk Wiebe, who is Director of Analytics at Pretty Good Knowledge. “At Pretty Good Knowledge we work closely with you to make the impact of data on your business measurable, meaningful and scalable.”

Pretty Good Knowledge is committed to the vision that ‘Data Made Easy’ is achievable for organizations of any type, size and complexity. They are establishing a strong ecosystem of partners to provide enterprise services and are pursuing their ambition to provide high-performance, real-time data analytics software for specific industries.

About Pretty Good Knowledge

Pretty Good Knowledge is on a mission to help organizations achieve control and confidence about the knowledge and insights they extract from ever-growing sources of data. It provides massive data analytics capabilities using methods which are highly secure and respect privacy. Pretty Good Knowledge works with organizations in the public and private sectors.

Pretty Good Knowledge was founded by famous NSA Whistleblowers Bill Binney, Kirk Wiebe and a team of experienced managers and consultants. In the late 1990’s, their small team in the NSA in the US conceived a highly efficient and privacy friendly solution to achieve real-time processing of selected, high value information from massive data environments.

Chris Parker
Pretty Good Knowledge
31 65 350 2895
email us here
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Source: EIN Presswire