Art Supplies Market 2020 Global Trend, Segmentation And Opportunities Forecast To 2025

Wiseguyreports.Com Adds “Art Supplies -Market Demand, Growth, Opportunities and Analysis Of Top Key Player Forecast To 2025” To Its Research Database

PUNE, MAHARASHTRA, INDIA, January 15, 2020 /EINPresswire.com/ — Art Supplies Industry

Description

Schools account for a significant share of the overall demand for art supplies. Use of pencils, pens, notebooks, whiteboards, markers, etc. for art purposes in schools have been a major contributor to the art supplies market. Increasing focus on art and crafts as an important extra-curricular activity apart from sports is another factor that is boosting the demand for art supplies in school end-use sector. Independent professional end-user segment is also growing rapidly owing to the rise in art auctions, exhibitions and shows.

The report on the Art Supplies market has been published as a market survey and analysis report covering the popular trends in the market while providing a market forecast. The report covers the overall market for the assessment period 2020-2025. The industry overview covering the product definition and applications has been provided. The report also contains a detailed discussion regarding the scope for growth of the industry.

This report focuses on Art Supplies volume and value at global level, regional level and company level. From a global perspective, this report represents overall Art Supplies market size by analyzing historical data and future prospect. Regionally, this report focuses on several key regions: North America, Europe, China and Japan.
At company level, this report focuses on the production capacity, ex-factory price, revenue and market share for each manufacturer covered in this report.

The following manufacturers are covered:

Faber-Castell
Kokuyo Camlin
F.I.L.A Group
Societe BIC
Hallmark Cards (Crayola)
Maped
Staedtler Mars
Pentel
Pilot
Newell Brands
Pelikan
Mitsubishi Pencil
Linc Pen & Plastics

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Segment by Type
Pencil
Pen
Colours
Highlighter
Marker
Others

Segment by Application
School
Home and Hobby
Offices
Independent Professionals
Others

Regional Description

The report on the global Art Supplies market provides a region and country-wise study based on the key indicators for the regional markets. The key regions that include South America, Europe, the Middle East, Africa, Asia-Pacific, and North America among others have been studied in detail regarding the production, apparent consumption and overall value and volume. This segmentation of the market data is done to help in the analysis of the development of the regional markets. The market trends concerning the regional markets that may potentially boost the market growth are covered in the report.

Method of Research

The market-research techniques used by the research team backing this study consist of both qualitative techniques as well as quantitative techniques. The extensive research conducted on the global Art Supplies market covers the various factors that can affect the market. With the aim of providing a market forecast, the research methodologies have been aimed at determining the size of the market for the coming years. A SWOT analysis has been carried out to identify the strengths, weaknesses, opportunities, and threats that are faced by each manufacturer covered in the report. The market has also been studied based on Porter’s Five Forces model.

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Table of Contents

Executive Summary
1 Art Supplies Market Overview
1.1 Product Overview and Scope of Art Supplies
1.2 Art Supplies Segment by Type
1.2.1 Global Art Supplies Production Growth Rate Comparison by Type (2014-2025)
1.2.2 Pencil
1.2.3 Pen
1.2.4 Colours
1.2.5 Highlighter
1.2.6 Marker
1.2.7 Others
1.3 Art Supplies Segment by Application
1.3.1 Art Supplies Consumption Comparison by Application (2014-2025)
1.3.2 School
1.3.3 Home and Hobby
1.3.4 Offices
1.3.5 Independent Professionals
1.3.6 Others
1.4 Global Art Supplies Market by Region
1.4.1 Global Art Supplies Market Size Region
1.4.2 North America Status and Prospect (2014-2025)
1.4.3 Europe Status and Prospect (2014-2025)
1.4.4 China Status and Prospect (2014-2025)
1.4.5 Japan Status and Prospect (2014-2025)
1.5 Global Art Supplies Market Size
1.5.1 Global Art Supplies Revenue (2014-2025)
1.5.2 Global Art Supplies Production (2014-2025)

2 Global Art Supplies Market Competition by Manufacturers

3 Global Art Supplies Production Market Share by Regions

7 Company Profiles and Key Figures in Art Supplies Business
7.1 Faber-Castell
7.1.1 Faber-Castell Art Supplies Production Sites and Area Served
7.1.2 Art Supplies Product Introduction, Application and Specification
7.1.3 Faber-Castell Art Supplies Production, Revenue, Price and Gross Margin (2014-2019)
7.1.4 Main Business and Markets Served
7.2 Kokuyo Camlin
7.2.1 Kokuyo Camlin Art Supplies Production Sites and Area Served
7.2.2 Art Supplies Product Introduction, Application and Specification
7.2.3 Kokuyo Camlin Art Supplies Production, Revenue, Price and Gross Margin (2014-2019)
7.2.4 Main Business and Markets Served
7.3 F.I.L.A Group
7.4 Societe BIC
7.5 Hallmark Cards (Crayola)
7.6 Maped
7.7 Staedtler Mars
7.8 Pentel
7.9 Pilot
7.10 Newell Brands
7.11 Pelikan
7.12 Mitsubishi Pencil
7.13 Linc Pen & Plastics

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Source: EIN Presswire

TINA A NEW SULTRY POP SENSATION

Tina Press Photo

Tina Press Photo

Grammy Award winning songwriter Bruce Fisher and Rufftown Records CEO Ron Hills are excited to introduce a new sizzling Sultry Pop Sensation, TINA!

USA, January 15, 2020 /EINPresswire.com/ — Grammy award winning songwriter Bruce Fisher who pinned the worldwide hit “You Are So Beautiful” and Rufftown Records CEO Ron Hills are excited to introduce a new sizzling Sultry Pop Sensation, TINA. TINA has a new, fresh,and very appealing singing style that has seldom been heard before.

TINA’S sound will surely resonate with your musical appetite and keep you wanting more.

TINA was discovered by world renowned songwriter/producer Bruce Fisher, who was immediately mesmerized by TINA’S style, talent and demeanor. He knew TINA’s sexy style and sound were so fresh that she could define a new era in both English and Spanish popular music.

Bruce immediately introduced TINA to longtime friend Grammy nominated songwriter and music producers, Rene Moore (well known for producing and writing music for Michael Jackson, Janet Jackson, Rene and Angela and Jay-Z) and many others. As well as Fisher’s longtime friend Bruce Swedien, Multi-Grammy Winner engineer, music producer and songwriter well known for working with Michael Jackson, Barbara Streisand, J-lo, Rickey Martin and Quincy Jones, just to name a few.

TINA’S Debut project is hot in the works with sultry music videos in both English and Spanish. The bomb will drop in early 2020.

TINA'S first single, “YOUR SMILE”, (“TU SONRISA”) will be a worldwide release in both English and Spanish. TINA will define a new style of Sultry Pop this world has been waiting for.

GET READY FOR THE TINA EXPERIENCE! PRESENTED BY RUFFTOWN RECORDS, DISTRIBUTED WORLDWIDE THROUGH SONY/ORCHARD DISTRIBUTION.

Go to Instagram: tinamusicofficial

Tina's Press Photo by Bruce Smith: email bsmith@truelightvisionllc.com

For more information email: info@rufftown.com or billy@rufftown.com

Bill Myers
Rufftown
505 990-1433
email us here


Source: EIN Presswire

Global Lawsuit Financing Market Projected to Reach USD 4,120 Million By 2027: Facts & Factors

Lawsuit Financing Market

Lawsuit Financing Market

Global lawsuit financing market expected to reach a value of around USD 4,120 million by 2027, at a CAGR of around 21.5% between 2019 and 2027.

NEW YORK, UNITED STATES, January 15, 2020 /EINPresswire.com/ — Facts and Factors Market Research has published a new report titled “Lawsuit Financing Market By Type (Consumer Litigation Funding and Commercial Litigation Funding), By Case Type (Class Action Lawsuit Funding, Settlement Funding, Labor Lawsuit Funding, Workers’ Compensation, Medical Malpractice Lawsuit Funding, and Personal Injury Lawsuit Funding), and By End-User (Individuals, Attorneys, and Businesses): Global Industry Perspective, Comprehensive Analysis, and Forecast, 2018 – 2027”. According to the report, the global lawsuit financing market was valued at approximately USD 712 million in 2018 and is expected to reach a value of around USD 4,120 million by 2027, at a CAGR of around 21.5% between 2019 and 2027.

Lawsuit financing also referred as litigation funding is a procedure in which a litigant makes use of the asset value of commercial arbitration or legal suit in order to secure capital from the third party for financing the lawsuit. Moreover, the third-party funder can pay a part or all the costs related to the dispute in the return for the share in the profits of the legal dispute or settlement if successful. Even if the legal suit fails, the funder has to bear the expenses as per the deal or agreement.

Browse through over 30+ Tables & 25+ Figures spread over 110+ Pages and in-depth TOC on “Global Lawsuit Financing Market Share, Trends 2018 Analysis Report: Industry Size, Growth, Segments and Forecast by 2027”.

Request Free Sample Copy of Lawsuit Financing Market Research Report @ https://www.fnfresearch.com/sample/lawsuit-financing-market-by-type-consumer-litigation-funding

Escalating awareness about litigation funding to drive the market trends

Large-scale awareness about lawsuit financing among the customers is expected to contribute massively towards the expansion of the market over the forecast timeline. In addition to this, litigation finance is growing into a vital domain of the business law with the number of customers & firms making use of it to resolve the business challenges. Apparently, large-scale penetration of key players across the emerging regions like the Asia Pacific will impel the expansion of the lawsuit financing industry over the forecast timeline.

Moreover, litigation financing solves the risk of business spending by offering corporates with the opportunity of transferring the complete lawsuit risk to the third party. This will further boost the market trends over the forecast timeline. In addition to this, massive concerns of officials regarding the advantages related to legal dispute financing are projected to steer the lawsuit financing market over the forecast timeline. Nevertheless, costly risk environment for firms like enterprise risk management, data privacy, compliance, and Cybersecurity will inhibit the growth of the market over the forecast period.

Inquire more about this report before purchase @ https://www.fnfresearch.com/inquiry/lawsuit-financing-market-by-type-consumer-litigation-funding

Commercial litigation funding segment to hold leading market revenue share over the forecast timeline

The segment is also likely to register the CAGR of nearly 22.5% over the forecast timeline. The growth of the segment is due to the massive financing of payment of lawyer fees and legal costs through commercial litigation funding activities.

Attorneys segment to dominate the end-user landscape over the forecast period

The growth of the segment is due to massive litigation funding activities of the attorneys for arguing in favor or against the legal suit in the court of law.

Request Customized Copy of Report @ https://www.fnfresearch.com/customization/lawsuit-financing-market-by-type-consumer-litigation-funding

North American region to contribute majorly towards the overall regional market revenue share by 2027

The growth of the market in the region is due to the massive popularity of the lawsuit financing activities in countries like the U.S. and Canada. Reportedly, North America contributed nearly about 40% towards the overall market share in 2018.

Some of the major participants in the lawsuit financing market include Burford Capital Ltd., Pravati Capital LLC, Harbour Litigation Funding Limited, Global Funding Solutions LLC, Legalist, Inc., Lawsuit Financial LLC, LawCash, Law Finance Group LLC, Vannin Capital PCC, Fast Funds, Oasis Legal Finance Group, LLC, High Rise Financial, Fair Rate Funding, Argenta Legal Funding, and Bentham Capital LLC.

Browse the full “Lawsuit Financing Market By Type (Consumer Litigation Funding and Commercial Litigation Funding), By Case Type (Class Action Lawsuit Funding, Settlement Funding, Labor Lawsuit Funding, Workers’ Compensation, Medical Malpractice Lawsuit Funding, and Personal Injury Lawsuit Funding), and By End-User (Individuals, Attorneys, and Businesses): Global Industry Perspective, Comprehensive Analysis, and Forecast, 2018 – 2027” Report at https://www.fnfresearch.com/lawsuit-financing-market-by-type-consumer-litigation-funding

This report segments the lawsuit financing market as follows:

Global Lawsuit Financing Market: By Type Segment Analysis

Consumer Litigation Funding
Commercial Litigation Funding

Global Lawsuit Financing Market: By Case Type Segment Analysis

Class Action Lawsuit Funding
Settlement Funding
Labor Lawsuit Funding
Workers’ Compensation
Medical Malpractice Lawsuit Funding
Personal Injury Lawsuit Funding

Global Lawsuit Financing Market: By End-User Segment Analysis

Individuals
Attorneys

Businesses
Small and Medium Law Firms
Large Law Firms

About Us:
Facts & Factors is a leading market research organization offering industry expertise and scrupulous consulting services to clients for their business development. The reports and services offered by Facts and Factors are used by prestigious academic institutions, start-ups, and companies globally to measure and understand the changing international and regional business backgrounds. Our client’s/customer’s conviction on our solutions and services has pushed us in delivering always the best. Our advanced research solutions have helped them in appropriate decision-making and guidance for strategies to expand their business.

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Facts & Factors
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Source: EIN Presswire

Concerns Raised Over School Mental Health Screening and Psychotropic Drugs

school mental health screening and psychotropic drugs

Harmful mental health assessments, evaluations, and programs in our schools can lead to increase in psychiatric drug use linked to causing—not preventing—suicide and violence, watchdog evidence shows. Parents can protect children using federal law.

CCHR

Citizens Commission on Human Rights International

Harmful mental health assessments, evaluations, and programs in our schools can lead to increase in psychiatric drug use linked to causing suicide and violence

[P]sychotropic drugs are increasingly prescribed for children who show nothing more than children's typical rambunctious behavior. Many children have suffered harmful effects from these drugs.”

— Ron Paul, Former U.S. Congressman

LOS ANGELES, CALIFORNIA, UNITED STATES, January 14, 2020 /EINPresswire.com/ — Invasive, subjective mental health screening of schoolchildren is sweeping the nation with governments ignoring the potential harmful impact of this, the Citizens Commission on Human Rights International (CCHR) has documented. Behavioral screening can often lead to children being prescribed psychotropic drugs that can drive them to suicide, not prevent it. One program, TeenScreen, was stopped after it was found to have an 84% false positive rate that could lead to teens being put on antidepressants. Yet it is now making a comeback.[1]

The push for more school-based mental health intervention has increased following a spate of high profile school shootings. But there’s no guarantee that screening can identify those who may become potentially violent or suicidal. CCHR urges parents to be aware of their rights under the Federal Protection of Pupil Rights Amendment (also known as the Hatch Amendment) that requires parental notice and consent before a child can be subjected to behavioral screening.[2] To assist parents, CCHR produced a form letter that parents can use.

CCHR says that governments or agencies such as Medicaid do not investigate the role of behavioral screening in increasing psychiatric drug prescriptions and how these drugs cause suicide and other adverse effects.

A former clinical director of Kingsboro Psychiatric Center in New York described the “mental health screening program” created by the 2003 US New Freedom Commission on Mental Health as “a colossal fraud.” Further, “It is presented as a way of ferreting out hidden ‘mental illness,’ first in schoolchildren, so they can then get ‘appropriate treatment’—medications. It is actually a brazen attempt to hide the injuries caused by 50 years of peddling increasingly harmful and increasingly costly psychiatric drugs….The greatest fraud underlying the program is that ‘mental illness’ is best treated by drugs. The sad fact is that, as a group, psychiatric drugs impair brain function, thus producing or aggravating mental illness.”[3]

It is “just a way to put more people on prescription drugs,” said Marcia Angell, a medical ethics lecturer at Harvard Medical School and author of The Truth About Drug Companies.[4] Based on the estimates given by TeenScreen on the number of students screened that could be potentially prescribed drugs, the pharmaceutical industry stood to make an additional $30 billion a year in drug sales.

Feeding that is the Medicaid Early and Periodic Screening, Diagnosis and Treatment (EPSDT) law, which requires states to provide Medicaid-eligible children regular mental health screenings.[5] The impact is telling, CCHR says. A JAMA Pediatrics study published in 2018 assessed patterns of psychotropic drug use in children insured by Medicaid, finding that by age 8 years, 10.2% of the children had received a psychotropic drug, 16.4% were prescribed two drug classes concomitantly, while 4.3% received three or more classes concomitantly for 60 days or more.[6]

According to IQvia, 7.2 million 0-17 year olds in the U.S., including the non-Medicaid population, are on psychiatric drugs, with 1,194,805 prescribed antipsychotics. Over 3.6 million are prescribed psychostimulants and 1.4 million are given anti-anxiety (sedative hypnotic) drugs.[7]

Antidepressants were prescribed to 2.1 million, despite a Food and Drug Administration Black Box warning that the drugs may induce suicidal reactions in this age group. Further, with psychiatrists estimating that antidepressants are unlikely to “work” in 30% of those taking them that could generate 630,000 candidates for electroshock treatment, the passage of up to 460 volts of electricity through children’s developing brains, permanently damaging them.

An analysis of 70 trials of the most common antidepressants—involving more than 18,000 people—found the drugs doubled the risk of suicide and aggressive behavior in under 18s.[8]

CCHR breaks down IQVia’s statistics on its Fight For Kids website:

0-1 Years 125,361
2-3 Years 202,319
4-5 Years 306,079
6-12 Years 3,259,955
13-17 Years 3,419,633 [9]

With this drug usage, it is not surprising, CCHR says, that the federal Centers for Disease Control and Prevention reported that the fastest-growing sector for completed suicides nationwide is among children 10 to 14 years old. Suicide rates tripled for that age group, from 2007 to 2017 to 2.5 deaths per 100,000 children.[10] However, data collection on how many were taking a psychiatric drug or going through withdrawal at the time of ending their life—regardless of the method used—is not publicly reported. CCHR says this is important information to record.

A study published in Social Psychiatry and Psychiatric Epidemiology in June 2014 found that psychotropic drugs could make people nearly six times more likely to kill themselves, while having spent time in the previous year in a psychiatric hospital makes them over 44 times more likely to kill themselves.[11]

Former U.S. Congressman Ron Paul, a practicing physician for more than 30 years, denounced the mental health screening program as a pipeline for putting more children on psychotropic drugs, stating: “[P]sychotropic drugs are increasingly prescribed for children who show nothing more than children’s typical rambunctious behavior. Many children have suffered harmful effects from these drugs.” Additionally, “The federal government should not promote national mental-health screening programs that will force the use of these psychotropic drugs….”[12]

CCHR concurs. The group is a non-profit mental health watchdog that is currently updating research on its campaign to stop harmful screening and drugging of schoolchildren. You can donate to support this.

References:

[1] Karen R. Effrem, M.D., “Dangerously Flawed ‘TeenScreen’ Mental Health Program Returning to Schools,” The National Pulse, 4 Dec. 2018, thenationalpulse.com/commentary/dangerously-flawed-teenscreen-mental-health-program-returning-schools/; www.cchrint.org/2012/11/27/teenscreen-shuts-down/

[2] www2.ed.gov/policy/gen/guid/fpco/ppra/parents.html

[3] “The Dangers or Mental Health Screening,” 23 Sept. 2005, psychrights.org/Issues/Screening/LehrmanDangersofScreening.pdf

[4] nypost.com/2004/12/05/pill-pushers-in-hs-suicide-screening-program/

[5] www.nami.org/learn-more/public-policy/mental-health-screening

[6] www.uspharmacist.com/article/many-young-children-insured-by-medicaid-are-prescribed-psychotropic-drugs

[7] www.cchrint.org/2019/11/13/new-fight-for-kids-site-launched-to-inform-parents-and-protect-children-from-documented-psychotropic-drug-risks/

[8] “Antidepressants can raise the risk of suicide, biggest ever review finds,” The Telegraph (UK), 27 Jan. 2016, www.telegraph.co.uk/science/2016/03/14/antidepressants-can-raise-the-risk-of-suicide-biggest-ever-revie/

[9] www.fightforkids.org/number-of-children-taking-psychiatric-drugs

[10] “On the cutting edge of preventing child suicide: Universal screening,” The Gazette, 8 Dec. 2019, gazette.com/premium/on-the-cutting-edge-of-preventing-child-suicide-universal-screening/article_b3bb81c6-0ca5-11ea-9129-cfcda7508d71.html

[11] Matthew M. Large, Christopher J. Ryan, “Disturbing findings about the risk of suicide and psychiatric hospitals,” Soc. Psychiatry Psychiatr Epidemiology (2014), 49: 1353-1355, link.springer.com/content/pdf/10.1007%2Fs00127-014-0912-2.pdf.

[12] “Mandatory Mental Health Screening Threatens Privacy, Parental Rights,” Fox News, 17 Sept. 2004

Amber Rauscher
Citizens Commission on Human Rights
+1 323-467-4242
email us here
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Source: EIN Presswire

Hundreds of Thousands of Families Educated on Their Rights Under the Baker Act

 Florida law allows for a child of any age to be taken into custody and sent for an involuntary psychiatric examination.

Florida law allows for a child of any age to be taken into custody and sent for an involuntary psychiatric examination.

The headquarters for CCHR Florida are located in downtown Clearwater.

The headquarters for CCHR Florida are located in downtown Clearwater.

The Florida chapter of CCHR is a non-profit mental health watchdog dedicated to the protection of children.

The Florida chapter of CCHR is a non-profit mental health watchdog dedicated to the protection of children.

According to official reports, the number of children in Florida being sent for involuntary examination has continued to climb with more than 36,000 Baker Act initiations in 2018 alone.

According to official reports, the number of children in Florida being sent for involuntary examination has continued to climb with more than 36,000 Baker Act initiations in 2018 alone.

Involuntary examinations are being initiated on children without parental knowledge. The parent finds out AFTER their child has been Baker Acted.

Involuntary examinations are being initiated on children without parental knowledge. The parent finds out AFTER their child has been Baker Acted.

Mental Health Watchdog’s campaign to educate parents on their rights has reached over 220,000 families since it was launched.

We are finding that the vast majority of these children don’t meet the criteria for involuntary psychiatric examination yet the facility is billing for the Baker Act. This is fraud.”

— Diane Stein, President of CCHR Florida

CLEARWATER, FLORIDA, UNITED STATES, January 14, 2020 /EINPresswire.com/ — The Florida chapter of the Citizens Commission on Human Rights (CCHR) has participated in hundreds of family orientated events over the past several years on a crusade to stop the unjust involuntary psychiatric examination of children. The mental health law in Florida, commonly known as the Baker Act, allows for the initiation of involuntary psychiatric examination of anyone no matter their age. This includes children and in the case of a child the parents are not being brought into the process. Instead the parent learns about the Baker Act after the child is already in custody.

CCHR, a mental health watchdog that exposes abuse in the mental health industry, states that the abusive use of the Baker Act to hold men, women and children is a statewide epidemic. According to official reports, the number of children in Florida being sent for involuntary examination has continued to climb with more than 36,000 Baker Act initiations in 2018 alone. [1] This dramatic increase prompted investigations by journalists who exposed abuse, potential fraud and how children are being ripped from their families. [2]

“We receive countless calls from desperate parents asking for help because their child has been taken into custody under a Baker Act,” said Diane Stein, President of CCHR Florida. “And we are finding that the vast majority of these children don’t meet the criteria for involuntary psychiatric examination yet the facility is billing for the Baker Act. This is fraud.”

Taking action to stop this abuse, CCHR has been educating families on the Baker Act, holding workshops on parental rights and working with law enforcement, schools and lawmakers to make positive change to the Baker Act since 2015. Concerned parents are encouraged to contact CCHR Florida to learn more about their rights under the law at 800-782-2878. For more information visit www.cchrflorida.org.

About CCHR: Initially established by the Church of Scientology and renowned psychiatrist Dr. Thomas Szasz in 1969, CCHR’s mission is to eradicate abuses committed under the guise of mental health and enact patient and consumer protections. L. Ron Hubbard, founder of Scientology, first brought psychiatric imprisonment to wide public notice: “Thousands and thousands are seized without process of law, every week, over the ‘free world’ tortured, castrated, killed. All in the name of ‘mental health,’” he wrote in March 1969.

Sources:
[1] Baker Act Report
https://www.usf.edu/cbcs/baker-act/documents/ba_usf_annual_report_2017_2018.pdf
[2] You’re Trapped. They're Cashing In.
https://projects.tampabay.com/projects/2019/investigations/north-tampa-behavioral-health/

Diane Stein
Citizens Commission on Human Rights of Florida
+1 727-422-8820
email us here
Visit us on social media:
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Diane Stein, who heads CCHR said both law enforcement and school personnel need more training and reporting requirements need to be improved.


Source: EIN Presswire

IRI Millennial Retirement Report: Time Is On Their Side – But The Clock Is Ticking

Insured Retirement Institute logo

Infographic

Millennials have time on their side to plan and save for a financially secure retirement.”

— Wayne Chopus, IRI president & CEO

WASHINGTON, D.C., USA, January 14, 2020 /EINPresswire.com/ — Millennials’ retirement expectations are similar to previous generations – they hope to retire with adequate income that will last.

However, a survey by the Insured Retirement Institute (IRI) finds that these expectations are not well aligned with the retirement planning steps millennials have taken thus far.

The oldest millennials are about 40 years old, approaching their peak earning years with about 25 years to go before reaching traditional retirement age. The youngest of this generation has 40 or more years until retirement.

“Millennials have time on their side to plan and save for a financially secure retirement,” said Wayne Chopus, IRI president and CEO. “But the clock is ticking and those who do not have a retirement savings strategy now will face greater struggles to meet their financial needs if they continue to delay.”

Link to Infographic
Link to IRI Millennial Retirement Report

Expect to Retire but Worried About Finances

The IRI study showed that, like prior generations, most millennials (72 percent) anticipate reaching a point where they can choose whether or how much they want to work. One in six, however, do not believe that they will be able to retire, and more than half are worried about their financial security.

Not Saving Enough

Although nearly eight in ten millennials say that they have saved some money for retirement, nearly half – 46 percent – have saved less than $10,000.

Nearly two-thirds of millennials are confident that a workplace retirement plan will provide meaningful income yet barely four in ten are currently contributing to a 401(k), IRA or other qualified retirement plan. This suggests that a relatively high number of millennials have either stopped saving or have other means to accumulate some level of investable assets for retirement. An additional factor for many is a lack of access to a workplace retirement plan, which makes saving more difficult. IRI’s recent advocacy success to enact the Setting Every Community Up for Retirement Enhancement (SECURE) Act will help by expanding access to workplace retirement plans and to lifetime income products within plans.

I’ll Get to it Later

Many millennials who are not saving report that they are trying to achieve other financial goals such as paying off student loans (21 percent) or other debts (49 percent), while others say they either don’t know when they will start or are waiting until they earn more (21 percent combined). Deferring retirement savings, however, reduces the benefits of compounded investment earnings over time. In other words, saving for retirement is something they say they will do not something they are doing.

Lack a Retirement Income Plan

Despite confidence in their savings as a major source of income, millennials do not have a good grasp on how to efficiently and sustainably use their savings for lifetime retirement income.

Nearly half (45 percent) say they will take a “withdrawal” approach to retirement income, either systematically or on an “as needed” basis. Lacking a defined and disciplined income strategy is especially dangerous as it risks the depletion of savings very early in retirement. In addition, only 55 percent of millennials are confident that Social
Security will provide meaningful income, which makes retirement savings even more critical to millennials.

Investment Anxiety

Nearly half (49 percent) of millennials are worried about losing money on their investments. The 2008 financial crisis may have impacted older millennials’ retirement accounts just as they began saving, and younger ones may recall their parents being hit hard. More than half of millennials (56 percent) say they are concerned about investment returns being sufficient to help their assets grow enough to deliver adequate retirement income.

Lifetime Income Solutions are Strongly Desired

IRI’s study shows that 82 percent of millennials rate guaranteed lifetime income as an important retirement investment trait and nearly 80 percent say they are likely to invest in guaranteed lifetime income options, like annuities, even if the cost is higher.

Among millennials’ strongest rankings of retirement investment traits are principal protection, growth with protection, and minimizing tax liability – which suggest that annuities are an attractive investment for millennials as they get older and want to secure income for retirement and protect what they have saved.

Saying No to Robo

Surprisingly, millennials' comfort with technology does not mean that they favor “robo advice” for financial management versus a human financial advisor. Only one in seven millennials say they want only robo advice. However, only seven percent of millennials want an advisor to manage everything for them. Most – 37 percent – seek a partnership with an advisor. If they choose a robo-advice solution, they still want access to a financial advisor when needed.

# # #

The Insured Retirement Institute (IRI) is the leading association for the entire supply chain of insured retirement strategies, including life insurers, asset managers, and distributors such as broker-dealers, banks and marketing organizations. IRI members account for more than 95 percent of annuity assets in the U.S., include the top 10 distributors of annuities ranked by assets under management, and are represented by financial professionals serving millions of Americans. IRI champions retirement security for all through leadership in advocacy, awareness, research, and the advancement of digital solutions within a collaborative industry community. Learn more at www.irionline.org.

The Insured Retirement Institute (IRI) commissioned Greenwald & Associates to conduct a survey of Millennials. The research was conducted by means of online surveys completed by 802 Americans between ages 24 and 41. Data were weighted by gender, region and age to reflect the sample universe. The survey was conducted in October 2019. The margin of error for the survey was ±3.5 percent.

Daniel Zielinski
Insured Retirement Institute
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Source: EIN Presswire

ASTADIA TEAMS UP WITH MICRO FOCUS FOR VIDEO SERIES ON MAINFRAME MODERNIZATION

Astadia

Micro Focus Government Solutions

Five-Part Video Series Addresses the Fundamentals of Migrating Mainframes to the Cloud

BOSTON, MASSACHUSETTS, UNITED STATES, January 13, 2020 /EINPresswire.com/ — Astadia and Micro Focus Government Solutions today announced a five-part video series addressing key considerations for mainframe modernization and migration to the cloud. The series highlights the key considerations and advantages of mainframe modernization.

The series is broken into the following episodes:
1. Happy Birthday – COBOL Turns 60. Discusses the staying power of COBOL and why it will remain a significant component of modern systems.
2. Mainframe Modernization Approaches. Looks at the main options (the “Rs”) of modernization and discusses considerations for Rewrite vs Replace vs Rehost
3. Developing Your Mainframe Modernization Roadmap. How to plan for a successful mainframe transformation effort.
4. Measure Success for Mainframe Modernization. Touches on government initiatives and mandates as well as quantifying the benefits of modernization, i.e., cost savings.
5. Cloud Is The New Mainframe. How and why the cloud accelerates modernization and enables mainframe workloads to achieve agility.

The videos are sessions recorded by mainframe modernization experts Steve Steuart and Kevin Hansen. As the Chief Technology Officer at Astadia, Steuart offers over 26 years of mainframe modernization expertise and is a frequent featured speaker at industry events. He led Astadia’s first mainframe migration in 1993 and his passion for client success has contributed to over 200 successful mainframe migration and modernization projects. Kevin Hansen, Chief Technologist at Micro Focus Government Solutions, has 20+ years of working with the public sector, driving forward the security and modernization of core business systems by developing and executing successful digital transformation.

Micro Focus and Astadia have enjoyed a 25 year partnership, and this video series is one more effort the companies have made to educate and assist organizations considering mainframe modernization.

–END–

Astadia is a global premier technology consulting firm with a focus on mainframe migrations that has benefited hundreds of clients, converted millions of lines of COBOL, and helped maximize the impact and minimize the risks of today’s blended enterprise and cloud IT ecosystem. Astadia has a bench of deeply experienced solution engineers, best-in-class modernization tools, and the processes and methodology optimized for our mainframe modernization specialty. Microsoft, a strategic technology partner for Astadia, recently honored the company with the “Top Performer” award for Mainframe to AZURE Modernization.

For more information about Astadia, please visit www.astadia.com

Micro Focus Government Solutions helps agencies run and transform their business through four core areas of digital transformation: Enterprise DevOps, Hybrid IT Management, Predictive Analytics and Security, Risk & Governance. Driven by customer-centric innovation, our software provides the critical tools they need to build, operate, secure, and analyze the enterprise. By design, these tools bridge the gap between existing and emerging technologies—enabling faster innovation, with less risk, in the race to digital transformation.

For more information about Micro Focus Government Solutions, please visit www.microfocvusgov.com

Andy Sherman
Astadia
+1 978-273-7731
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Source: EIN Presswire

AskTheLawyers.com™ Interviews Attorney Michael Perez About The Difference Between A Malpractice Claim And Surgeon Errors

Attorney Michael Perez

Attorney Michael Perez

In a video interview with AskTheLawyers.com™, attorney Michael Perez explains how to tell the difference between a surgical error and an unsuccessful operation.

These deadlines are so important because, in a lot of cases, if you don't file by that deadline, even if you have the best of cases, it can be thrown out for being untimely.”

— Michael Perez

ATLANTA, GEORGIA, UNITED STATES, January 13, 2020 /EINPresswire.com/ — In a video interview with AskTheLawyers.com™, Michael Perez, an attorney with Warshauer Law Group, P.C., explains how to tell the difference between a surgical error and an unsuccessful operation.

In the interview, Perez explained that a surgical error is a preventable mistake that occurs because the medical staff failed to follow the medical standard-of-care, which then goes on to cause an injury in a patient. Between 44,000 and 98,000 surgical patients die every year because of medical errors that could have been prevented, according to the National Center for Biotechnology Information. All surgery involves some measure of risk and even the best of surgeons can have a bad outcome. It takes a skilled attorney to investigate and determine what factors led to the injury.

Perez said that if you are still experiencing side effects from your operation months or years later, you should act fast as there are certain deadlines that could affect your case.

"It's very important for people to know what the deadline is to file your case, as it varies by state," Perez said. "In Georgia, the statute of limitations (deadline to file) is two years. That means you will have two years from the date of surgery. These deadlines are so important because, in a lot of cases, if you don't file by that deadline, by that statute of limitations, even if you have the best of cases, it can be thrown out for being untimely."

Michael Perez is an attorney based in Atlanta, Georgia, with Warshauer Law Group, P.C. He focuses his practice on medical malpractice and personal injury cases. Contact Michael Perez directly by calling 888-981-5602. Learn more at his AskTheLawyers.com™ profile.

Kimberly Busch
AskTheLawyers.com™, LLC
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Did Your Surgeon Commit Medical Malpractice?


Source: EIN Presswire

Are you looking for an eCourse on Marketing? Entrepreneur By Design launches new E-Course for Small Business Calgary

Wendy Fedoruk - Marketing E-Course

Wendy Fedoruk

Target Marketing E-Course

Entrepreneur By Design – Education is Important, Action is Essential

Target Marketing - 47 FREE Lead Generation Hacks

47 Free Lead Generation Hacks

eCourse On Marketing

Target Marking E-Course

Lead Generation E-Course

Lead Generation E-Course

The most successful small business owners and entrepreneurs are always boosting their marketing skills. Even if you are long past your startup days..

After completing the Marketing By Design Ecourse, I have a better grasp on how to communicate to my ideal clients which is much more fruitful than the less targeted approach…”

— Rebecca G.

CALGARY, ALBERTA, CANADA, January 13, 2020 /EINPresswire.com/ — The most successful small business owners and entrepreneurs are always boosting their marketing skills. Even if you are long past your startup days, or have a marketing team in place it is essential to have knowledge in every area of your business. This, of course, includes both offline and online marketing strategies.

A good eCourse on marketing will help decision-makers in both marketing and non-marketing positions build a solid business foundation. This begins with getting really clear on your business vision, mission, goals, and objectives.

Next, you need to focus on developing your ideal client profile. Understanding who your ideal client is helps you craft a message that speaks directly to the people whose problems you can solve. A good eCourse on marketing will also help you determine what makes you unique. This is an important step because it helps you differentiate your course from the competition.

After you have your ideal client and USP completed it is time to jump into the multitude of both offline and online lead generation strategies. This will help position your product or service.

An eCourse on marketing should also include templates and plans to help keep you on track. These plans must include numerous metrics to test and measure the strategies you have chosen to put in place.

Lastly and most importantly a great eCourse on marketing should have an accountability aspect.

Accountability is such a huge part of business, especially when you are the sole owner. It’s important to find someone to help hold you accountable. When you do this, you’ll move forward faster than you imagined possible. It’s far too easy to make excuses when you only have to answer to yourself. Having an accountability buddy increases the likelihood of actually following through and completing your goals! Your accountability buddy will motivate you, call you out and push you to take the next step toward growth. They can often see what you’re really capable of and will inspire you to go the extra mile. A good accountability business buddy will help you foster a positive mindset and can become an essential part of your personal and professional growth. Essentially they help you to become the best version of yourself.

Testimonial:

“After completing the Marketing By Design Ecourse, I have a better grasp on how to communicate to my ideal clients which is much more fruitful than the less targeted approach I was using in the past. Committing to the course forced me to carve out time to update my marketing plan. It’s an inspiring ongoing process and I am excited about pursuing new business for the first time in a long time. I had to set aside the time to complete the course but the cost of time and money has been easily re-covered by the new business that was generated.”

Rebecca G, Financial Planner

Summary: A great eCourse on marketing will be skill-based and will focus on the practical aspects of marketing your small business. So get down to it and chose a program that will help you reach your goals.

Contact: www.entrepreneurbydesign.ca
Wendy Fedoruk – Entrepreneur By Design

Just Released: Marketing By Design eCourse

Create a Customized Lead Generation Roadmap That Will Bring in the CASH and GROW Your Business!

https://www.entrepreneurbydesignacademy.com/p/marketingbydesign

Wendy Fedoruk
Entrepreneur by Design
+1 403-701-1199
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eCourse on Marketing


Source: EIN Presswire

AskTheLawyers.com™ Interviews Attorney Michael Warshauer About Determining The Worth of a Personal Injury Case

Atlanta attorney Michael Warshauer

Atlanta attorney Michael Warshauer

In a recent video interview with AskTheLawyers.com™, attorney Michael Warshauer explained the different elements he looks for in a personal injury case.

You can have a horrific injury, but if there’s no one who has money to cover the losses, that obviously affects the value of the case.”

— Michael Warshauer

ATLANTA, GEORGIA, UNITED STATES, January 10, 2020 /EINPresswire.com/ — In a recent video interview with AskTheLawyers.com™, attorney Michael Warshauer of the Warshauer Law Group in Atlanta, explains the different elements he looks for in a personal injury case.

Personal injury law lets an injured person get compensation when someone else's wrongful conduct (negligence or an intentional act) causes harm. However, an injury doesn't automatically result in legal liability. Mr. Warshauer shares the formula he uses when considering a case.

The first element he considers is how badly the client is injured and what their losses are. "Losses" are the expenses incurred because of the accident.

The second element is figuring out who is responsible, or "at fault" for that loss, and who can compensate the client. "You can have a horrific injury, but if there’s no one who has money to cover the losses, that obviously affects the value of the case," Warshauer said.

The third element Warshauer looks for is how strong the liability is in the case. Are there witnesses or enough evidence to clearly support your argument? For example: If a car runs a red light causing a collision when you had the right-of-way, there may be five witnesses that can testify that you did, in fact, have the right-of-way. Their eye-witness accounts will make your case stronger.

Finally, the fourth element Warshauer takes into consideration is what he likes to call “sex appeal”. Is there something about the case that's going to add value? For example: If you are in a collision with a drunk driver, the value of the case is going to be larger than a scenario where an elderly woman momentarily lost control of her car because she was reaching for something that slipped off the seat. The drunk driving collision is monetarily more valuable which gives the case a "positive sex appeal".

Warshauer urges anyone who has sustained a serious injury to call an attorney to learn more about their legal options. Personal injury lawyers offer free consultations to help people make informed decisions.

Michael Warshauer is an attorney with the Warshauer Law Group, in Atlanta. With over three decades of experience, he has been rated one of Georgia's Super Lawyers for nine years running. If you have a personal injury claim that you would like to have reviewed or would like additional information regarding personal injury law, Mr. Warshauer can be reached by calling 888-981-5602 or by visiting his AskTheLawyers.com™ profile.

Kimberly Busch
AskTheLawyers.com™, LLC
+1 970-239-1453
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How Much is My Personal Injury Case Worth?


Source: EIN Presswire