Survive Cyber™ partners with the National Small Business Association (NSBA).

The strategic partnership provides both organizations’ a singular focus on the needs of small businesses.

Survive Cyber is very excited to partner with NSBA,” says Greg Osinoff. “The two company’s’ laser focus on supporting the interests of the small business community are directly aligned.”

— Greg Osinoff

COLORADO SPRINGS, CO, USA, September 30, 2019 / — FOR IMMEDIATE RELEASE: 09-30-19

Bonnie Moss

Survive Cyber™ partners with the National Small Business Association (NSBA).
The strategic partnership provides both organizations’ a singular focus on the needs of small businesses.
Colorado Springs, CO: Survive Cyber™, a national product powered by SMB iSAO, is announcing its recent partnership with the National Small Business Association (NSBA), in order to help its members better protect themselves from the increasing risks associated with a cyber incident. The Survive Cyber™ product is widely recognized as providing an affordable protection platform for small businesses that help reduce cybersecurity vulnerabilities and minimizes the legal and financial risks associated with a breach. Its members gain access to US government-backed legal protections against breach-related lawsuits and regulatory fines, access to sophisticated cyber resources and threat alerts and a $100,000 cyber insurance policy.
Offering NSBA members access to this risk mitigation cybersecurity platform that is specifically designed for the unique needs of the small business community is a logical step. “As the nation’s longest running small-business advocacy organization, our mission is to stand up for the best interests of this community,” says Todd McCracken, President and CEO of NSBA. “Statistics show cyber-attacks are hitting small businesses at an increasing rate. Small-business owners must be aware that their companies represent prime opportunities for hackers and this partnership with Survive Cyber can make it easier and more affordable for small businesses to protect themselves.”
“Survive Cyber is very excited to partner with NSBA,” says Greg Osinoff, Chief Strategy Officer at Survive Cyber. “The two company’s’ laser focus on supporting the interests of the small business community are directly aligned. Survive Cyber’s cybersecurity risk mitigation platform is unique. For as little as $19.95 per month, members get an amazing protection package. It’s easy to implement, affordable and it works.”
For more information about the partnership, please visit:


About Survive Cyber™: Survive Cyber is an affordable cyber risk protection platform for small and mid-sized businesses. Their mission is to help members reduce their cybersecurity vulnerabilities and minimizes the legal and financial risks associated with a breach. Powered by SMB iSAO, members gain access to an effective business protection service designed to help survive a cyber-attack. Please visit

About NSBA: Celebrating more than 80 years representing America’s small-business owners, NSBA is a staunchly nonpartisan organization with 65,000 members in every state and every industry in the U.S. We are proud to be the nation’s first small-business advocacy organization. NSBA boasts decades of small-business advocacy expertise, from our long-serving leadership to our knowledgeable and well-connected government affairs team—we have who it takes to get the job done. NSBA offers access to the latest resources, information, and best practices in advocacy and communications for our members, government offices, and the media. Please visit:


Bonnie Moss
+1 719-964-2014
email us here

Source: EIN Presswire

How Seniors Can Plan Ahead for Unexpected Expenses in Retirement

Harbor Life Settlements encourages seniors not to cancel their life insurance policies, nor let them lapse.

AUSTIN, TX, USA, September 30, 2019 / — How Seniors Can Plan Ahead for Unexpected Expenses in Retirement

Harbor Life Settlements encourages seniors not to cancel their life insurance policies, nor let them lapse. Often these policies can be sold for cash, allowing seniors to meet expenses in retirement.

A Life Settlement is a Better Option than Canceling or Letting a Life Insurance Policy Lapse

Many seniors have spent decades carefully saving for retirement. Even so, unexpected expenses can ruin the best of plans. The most forward-thinking individuals may have hard choices to make when faced with sharply rising life insurance premiums. A big decision will likely loom for a number of retirees: should they keep paying their life insurance premiums, or should they just cancel or let the policies lapse?

One would think that canceling or letting the life insurance lapse would be a smart move – it certainly would help people get out from under the heavy burden of high premiums. Harbor Life Settlements wants every senior to understand that there is an alternative to canceling or letting their life insurance policy lapse: it’s called a life settlement. This solution may provide a lot of money to a person who has no need for their policy anymore and is interested in selling it for cash.

A lump sum cash payment can be just what is needed when unexpected living expenses crop up, or when seniors want to get peace of mind, knowing they’ll have the cash to pay for long-term care costs. Best of all, the lump sum of cash can be used any way that seniors wish – it’s up to them.

Since most seniors don’t know that they can sell their life insurance policies for cash, it can be useful to define how this is possible. A life insurance policy is legally an asset that can be sold, like any other piece of property. This fact was legally established in 1911 in a Supreme Court case known as Grigsby v. Russell. So with this legal right available to them, seniors can explore their options with a life settlement.

Free Policy Valuation with No Obligation from Harbor Life Settlements

Harbor Life Settlements can help seniors find out what their life insurance policies are worth in cash with a Free Valuation. This is a multi-step process that usually takes just a few weeks (much faster than with other solutions, or if people were to pursue it on their own). Harbor Life works with seniors to establish eligibility (usually the policyholder needs to be at least 65 years old and own a policy worth at least $100,000). Once eligibility has been established, and other supporting documentation is obtained, Harbor Life will work with its network of brokers and providers to complete the process. Harbor Life makes it possible for seniors to get the best cash price for their life insurance policy. This is a free service, with no obligation to sell.

Knowing What a Policy is Worth in Cash Puts Power Back in Seniors’ Hands

Some seniors decide to sell upon receiving their cash offer, as they have expenses they need to meet, or they want to live better now by pursuing travel, hobbies or other activities. The choice of what to do with the money is theirs. Other seniors decide to find out what their policies are worth in cash now, and keep the information in mind, should they decide to sell later.

Harbor Life’s friendly and knowledgeable team is just a phone call away at 1 (800) 694-0006. Seniors who wish to claim their Free, No Obligation Valuation can call Harbor Life Settlements to get started with the process. It takes just a short time, and the results can help seniors enjoy a more financially secure retirement.

Harbor Life Settlements encourages all seniors to find out how much they can get in cash for their life insurance policies. It’s easy to learn more:

Contact Harbor Life Settlements
Jessi Grogan
(800) 694-0006
+1 (800) 694-0006

About Harbor Life Settlements
Harbor Life Settlements has over 30 years of experience in the industry, gaining them a reputation as a trusted source for those looking to sell their insurance policy for cash. Their qualified agents understand the complexities of the industry and are ready to consult with policyholders about any questions they may have. Visit their website for a free estimate or to learn more about the various services they provide, including life insurance policy valuations, viatical settlements, and life settlements.

Jessi Grogan
Harbor Life Settlements
+1 (800) 694-0006
email us here

Source: EIN Presswire

SME Insurance Market 2019 Global Key Players, Share, Trends, Demand and Opportunities Analysis to 2025

New Study Reports "SME Insurance Market 2019 Global Market Opportunities, Challenges, Strategies and Forecasts 2025".

PUNE, MAHARASHTRA, INDIA, September 30, 2019 / — Global SME Insurance Market 2019-2025

New Study Reports “SME Insurance Market 2019 Global Industry Sales, Supply, Consumption, Demand, Analysis and Forecasts to 2025” Wiseguyreports.Com adds To Its Research Database.

Report Summary:

In the foremost, the SME Insurance Market report provides a short description along with the definition, its key applications, and manufacturing process employed. The in-depth analysis of the SME Insurance market is done by understanding the competitive landscape, recent trends in the industry, and the regional status. The report also studies the price margins of the product as well as risk factors that are associated with the manufacturers. Various dynamics are also included in the study of the SME Insurance market that holds a robust influence over SME Insurance market. The forecast period of SME Insurance market is recorded for 2019 as the base year, which stretches over till 2025.

SME finance is the funding of medium-sized and small sizedenterprises. It represents a major function of the general business finance market. According to the report, Asia SME Insurance Market Size will reach 11696 million US$ in 2025, from 5700 million US$ in 2018, with annual growth rate of 10.81% during the forecast period.

Drivers and Constraints

The fundamental dynamics that are explored in the report hold substantial influence over the SME Insurance market. The report further studies on the value, volume trends, and the pricing history of the market. In addition to it, various growth factors, restraints, and opportunities are also analyzed for the market to study the in-depth understanding of the market.

It covers the sales volume, price, revenue, gross margin, manufacturers, suppliers, distributors, intermediaries, customers, historical growth and future perspectives in the SME Insurance market.

The Leading Manufacturers covered in this study:
Tokio Marine
China Life
XL Group
Argo Group
Munich Re
Hanover Insurance
Sompo Japan Nipponkoa

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Market split by Type, can be Segmented into: 
Insurance for Non-employing
Insurance for 1-9 Employees
Insurance for 10-49 Employees
Insurance for 50-249 Employees

Market split by Application, can be Segmented into: 
Direct Writing

Market segment by Region/Country including: 
The analysis of the SME Insurance market is also studied based on regions across the global level as well as regional level. Regionally, the report covers the key regions such as North America, Latin America, Asia Pacific, Europe, and the Middle East & Africa. Each region is studied more profoundly, along with the latest trends, outlook, and promising opportunities in the SME Insurance market share during the review period of 2025.

The financial services sector is booming in emerging and developed countries alike, as consumers have become more aware of various options to manage their wealth and are looking to get the best out of the various options available to them. The financial services sector has also been boosted by the addition of mobile and web operability, as consumers now find it easier to operate and engage financial service channels through smartphones and computers. Mobile integration of financial services is likely to remain a key trend in the global financial services sector in the coming years due to the added convenience it provides to consumers and the wider scope of consumer engagement it opens up for the financial service providers.

However, along with the growing demand for mobile and web-based dispensation of financial service applications, the need for security protocol to ensure safe transactions has also increased. In the 21st century, cybercrime is likely to be one of the biggest threats faced by a wide range of institutions worldwide, with online attackers making use of online portals to steal data, among other illicit activities. This is likely to be a key trend in the financial services sector in the coming years.

If you have any special requirements, please let us know and we will offer you the report as you want.

Complete Report Details@

Major Key Points from Table of Content:

12 International Players Profiles
12.1 AIG
12.1.1 AIG Company Details
12.1.2 Company Description and Business Overview
12.1.3 SME Insurance Introduction
12.1.4 AIG Revenue in SME Insurance Business (2013-2018)
12.1.5 AIG Recent Development
12.2 Tokio Marine
12.2.1 Tokio Marine Company Details
12.2.2 Company Description and Business Overview
12.2.3 SME Insurance Introduction
12.2.4 Tokio Marine Revenue in SME Insurance Business (2013-2018)
12.2.5 Tokio Marine Recent Development

And more


Wise Guy Reports
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Source: EIN Presswire

Payment Gateways Market 2019 Global Share, Trends, Segmentation, Analysis and Forecast to 2024

Wiseguyreports.Com Publish New Market Report On -“Payment Gateways Market 2019 Global Analysis, Size, Share, Trends, Opportunities and Growth, Forecast 2024”

PUNE, INDIA, September 30, 2019 / —

Payment Gateways Market 2019

WiseGuy Reports (WGR) has recently updated a report which has given an informative overview of the industry, along with a brief explanation. This overview informs the reader about the product or service, various s applications of the same in different industries, and the production and management techniques used for it. The global Payment Gateways market has been studied to provide an accurate and insightful analysis into the recent industry trends, the competitive landscape and includes regional analysis of market for the review period of 2019 to 2024.

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Key Players
The report on global Payment Gateways market has profiled some distinguished vendors as well as promising new market entrants.

Market Segment by Top Companies, this report covers
Amazon Payments
First Data

Market Dynamics
The report on global Payment Gateways market has explored and mentioned several factors that are promoting positive growth in the Payment Gateways market over the assessment period. It has studied volume trends, value aspects of the service/product, along with the pricing history. Some significant factors having a larger impact on the market include technological advances, growth in the global population, the impact of different government policies introduced, and the demand and supply mechanism functioning in the market.

Segmental Analysis
The global Payment Gateways market is segmented and analyzed on the basis of different aspects to gain a better understanding for the conjecture period. Such segmentation includes regional segmentation, among other aspects such as type, components, end-user industries, and applications. The regional segmentation has been carried out for five regions of Asia Pacific, North America, South America, Europe, and the Middle East & Africa. The report on WGR includes an in-depth study of the Payment Gateways market in each regional segment mentioned above.

Research Methodology
The global Payment Gateways market has been analyzed using Porter’s Five Force Model for the assessment period of 2019 to 2024. Additionally, an in-depth SWOT analysis has been carried out for a precise understanding of the Payment Gateways market.

Complete Report Details @

Table of Contents –Analysis of Key Points
1 Payment Gateways Market Overview
2 Manufacturers Profiles
3 Global Payment Gateways Market Competition, by Players
4 Global Payment Gateways Market Size by Regions
5 North America Payment Gateways Revenue by Countries
6 Europe Payment Gateways Revenue by Countries
7 Asia-Pacific Payment Gateways Revenue by Countries
8 South America Payment Gateways Revenue by Countries
9 Middle East and Africa Revenue Payment Gateways by Countries
10 Global Payment Gateways Market Segment by Type
11 Global Payment Gateways Market Segment by Application
12 Global Payment Gateways Market Size Forecast (2019-2024)
13 Research Findings and Conclusion
14 Appendix
List of Tables and Figures

Norah Trent
646 845 9349 / +44 208 133 9349
email us here

Source: EIN Presswire

HealthSoul – New Review platform for Switzerland hospitals

Should you trust online reviews | HealthSoul

Should you trust online reviews

Patient experience awards | HealthSoul

Patient experience awards

IL, USA, September 30, 2019 / — Switzerland ranks 20th in world health ranking per WHO. There are 4.04 physicians per 1,000 people in Switzerland as compared with 2.56 physicians per 1,000 people in the United States. In 2013, Switzerland had 293 hospitals, 70% of which were public or publicly subsidized. The 26 Swiss cantons are individually responsible for planning and funding their own hospitals. Cantons are also required to coordinate with each other in order to allow patients to move freely among them. An agenda called Health 2020 is working to improve health care and lower costs, which are among the highest in the world.

Whether you’re preparing to have surgery, hospital-based testing or treatments, or just want to plan ahead in case of an emergency, it’s a good idea to know which hospital near you is your best option. Looking online is the natural place to begin researching, and several sites rate and compare hospitals and doctors. However, before you put your health in the hands of an online ratings’ site, it’s important understand how they develop ratings and how those ratings may or may not reflect on your specific needs.

When online rating sites compare hospitals, they are not always comparing apples to apples. Different sites may look at different types of data to make their conclusions. Here are a few measurements a site may or may not include:
• Patient experiences: What do patients think about the care they receive?
• Processes: How many patients received the correct care they needed for their specific situation?
• Outcomes: How well did patients do after receiving treatment?
• Cost: How much do specific services cost?
• Safety: How many patients suffered from hospital-related injuries or infections, etc.?

Review sites are making it easier than ever to learn about other people’s patient experiences with doctors. But are those reviews reliable? While online reviews can be a good place to start, they are not always a true reflection of average patient experiences or of how knowledgeable or skilled doctors are at their craft.
One thing to keep in mind with review sites is that there typically is no vetting of comments, other than sometimes pulling off reviews that could be considered libelous. Because many reviewers can stay anonymous, they often feel safer when leaving negative reviews and are more vocal than they might be otherwise. However, there is no way to ensure that the negative or positive review was legitimate. And once a negative review is there, it’s very hard to get it removed. Another thing to keep in mind is that most online reviews have more to do with the doctor’s bedside manner than his or her medical skills.

HealthSoul is an online portal that allows healthcare consumers to share opinions about their experiences with healthcare providers and hospitals. HealthSoul provides listing of all hospitals in Switzerland, whether academic or private or government run hospitals. At the end of 2018, Switzerland had 293 hospitals,70% of which were public or government subsidized. There are also some for-profit private clinics for diagnosis and surgical procedures. HealthSoul also provides the opportunity for consumer to share their reviews on health insurance and travel health insurance companies in Switzerland.

HealthSoul users can review hospitals or clinics in Switzerland on following parameters
• Overall Experience
• Nursing and Doctor care
• Food service and Cleanliness
• Likelihood of recommendation
• The reviews on different specialties for a particular hospital and ability to compare hospitals.

Your Experience Matters

As with any type of online review site, there are going to be outliers – i.e., extremely good or extremely bad reviews. In some cases, there may even be fake reviews. You need to keep those things in mind when searching for a doctor or hospital. Look for common trends, not extreme responses.As a patient, your experience also matters. Just as you want to look to other people’s reviews online, other people want to look at yours as well. It’s human nature to let others know about negative experience, but be sure to include the positives as well. If you have a doctor or hospital that you like and trust, let others know. As a patient, you have power, use it wisely.

Travelling to Switzerland

Swiss visitors must pay for healthcare upfront and obtain reimbursement from insurance. Travel, or international, health insurance provides comprehensive medical coverage when traveling outside of one’s home country. Travel health insurance in Switzerland is different from travel insurance, as the latter may provide only emergency coverage but not full medical coverage. Travelers should check with their health insurance provider, as they may already have an option of international health coverage. If they do not, they can purchase travel health insurance from their home country or the destination country.

Mr. Anish Garg
+1 217-933-2323
email us here
Visit us on social media:

Source: EIN Presswire


IPCC Report Panelists

Dr. Michael Oppenheimer, IPCC Author and Albert G. Milbank Professor of Geosciences and International Affairs at Princeton’s Woodrow Wilson School

No Silver Lining Without Dramatic Changes in Policy on a Global Scale

You can hear movements within receding glaciers when you stand on them, and these desperate murmurings should not be witnessed idly. Nature is giving us a very clear message.”

— Rt. Hon. Katrín Jakobsdótti, Prime Minister of Iceland

NEW YORK, NY, USA, September 28, 2019 / — The Intergovernmental Panel on Climate Change’s (“IPCC”) Special Report on the Ocean and Cryosphere in a Changing Climate (“the report”) made international headlines when it was released Wednesday at 5 am EST. The report reveals the extent to which climate change has already affected the world’s oceans and the cryosphere, which is defined in the report as “the components of the Earth System at and below the land and ocean surface that are frozen, including snow cover, glaciers, ice sheet, ice shelves, icebergs, sea ice, lake ice, river ice, permafrost, and seasonally frozen ground.” The report also provided myriad projections that reveal the probable effects on the oceans and the cryosphere if the world’s nations either fail to or fulfill their duties as established by the 2016 Paris Climate Agreement—namely, to keep the average global temperature increase to well below 2 ̊C above pre-industrial levels.

The report is clear: Failure to meet the bar set by the Paris Agreements will be catastrophic for humanity, as well as species that lack the ability to quickly adapt to dramatic changes in their ecosystem.

To better understand the report, three of its authors—Dr. Michael Oppenheimer, Dr. Ben Orlove, and Dr. Robert DeConto—as well as two additional scientists, Dr. R. Max Holmes and Dr. Jennifer Francis, to speak before an audience at The Explorers Club on Wednesday evening. Following presentations by Drs. Oppenheimer, Orlove, DeConto, and Holmes, Dr. Francis joined the other four scientists on stage for a panel discussion that was moderated by host Dr. Philip Duffy, the Director of the Woods Hole Research Center and a former White House senior advisor on climate and science in the Obama administration. The event was part of The Explorers Club’s week of programming based around Climate Week.

The evening’s event began with opening statements from the Rt. Hon. Katrín Jakobsdótti, the Prime Minister of Iceland, who spoke passionately about not only the report, but some of the more salient effects of climate change, particularly how glaciers are disappearing from Iceland. She also spoke about climate change’s effects of the ocean waters surrounding her homeland. “The impact on the ocean is less visible, but no less profound,” she said, before relaying reports from several Icelandic fisherman, who claim to be seeing new species of fish that have migrated north because of warming waters. In her closing statements, she noted that you can hear movements within receding glaciers when you stand on them, and that these desperate murmurings should not be witnessed idly. “Nature is giving us a very clear message,” Ms. Jakobsdótti concluded.

Following the opening statement by Ms. Jakobsdótti, Monica Dean, a Senior Associate with the United Nations Foundation who works on Energy, Climate, and the Environment, provided the audience with some preliminary information about the immense scope of the research required to produce the report, describing it as “the most ambitious report cycle the IPCC has ever undertaken its 30-year history.” To draft the report, Ms. Dean said it required 104 authors from 36 countries, who worked for two years and assessed over “6,000 different sources of literature” and reviewed “31,000 government and expert comments.” After completing the report, the authors spent five days with delegates from 195 countries to approve a 42-page summary for policymakers.

The first of the presenters, Dr. Ben Orlove, was one of the lead authors for the report’s section on mountains. He described how mountain glaciers in low- and mid-latitudes of the Earth are shrinking due to warmer air temperatures. Dr. Orlove also detailed how these glaciers and the usual runoff they produce from seasonal thawing contribute to rivers that are then used as a water source for peoples living in high altitudes. Increased runoffs due to warming temperatures, however, can lead to damaging floods and landslides. Should the process of deglaciation progress more rapidly, the results will not only be more flooding and more landslides, but the eventual disappearance of the glaciers. This will devastate communities in proximity to these rivers by severely restricting their water sources. Warming temperatures may also mean less snow in mountain regions, further denuding water sources during the spring thaw and threatening local economies, especially if they are based on agriculture or tourism.

Dr. Orlove added that the disappearance of glaciers has altered the topography of mountainous regions, thereby making some areas impossible to traverse. This can have a cultural—as well as an economic and environmental—impact. Many UNESCO World Heritage Sites and mountains that are sacred to mountain cultures may be damaged or become inaccessible. France’s Mount Blanc, for example, may cease to be white.

The next presenter, Dr. Rob DeConto, was one of the lead authors for the report’s section on polar regions. Dr. DeConto presented a sobering look into how climate change is affecting glaciers in the Earth’s polar regions. He focused most of his attention on a series of graphs included in the report (see page 6 of the summary) that paint a picture of two vastly different scenarios.

In one, we continue on our current trajectory. If we follow this path, changes will become more pronounced in the future as the forces contributing to climate change compound and the effects (temperatures, sea acidification, ocean heat waves, etc.) become exponential in nature. Dr. DeConto, an expert on ice sheet dynamics, also noted that sea level rise could exceed previous projections because of changing dynamics within the Antarctic ice sheet system. Scientists did not fully understand the dynamics of this system until relatively recently. However, Dr. DeConto said the report shows that “Antarctica has the potential to contribute much more to sea level than we were thinking just five years ago.” Particularly after 2100, this could mean several meters in sea level rise. This will have a tremendous impact on existing coastal communities, especially small island nations.

The other path, which is more likely if we comply with the conditions of the Paris Agreement, shows these negative trends slowing or stopping entirely. In attempting to strike an optimistic tone, Dr. DeConto concluded, saying, “Even though there is going to be an ongoing increase in sea levels…you don’t turn the ice sheets around in decades or even centuries, but you can see it’s a much, much rosier picture with perhaps less than a meter of sea level rise even centuries out into the future, and that’s something that I think we can all probably deal with and tolerate.”

Dr. Michael Oppenheimer, the next presenter, was one of the lead authors for the report’s section on sea level rise. Dr. Oppenheimer opened his remarks with a call for hope, but tempered this by admitting that his initial response to the findings was, “There’s a lot for us to do.” This especially pertains to adaptions and emissions reductions that can mitigate the effects and acceleration of sea level rise. Unfortunately, he noted that, “We’ve fallen further and further behind.”

Dr. Oppenheimer focused on a future in which sea levels continue to rise unabated. In this scenario, storm surges “will be riding on top of a higher sea level, so…the storm surge goes further inland.” Consequently, flooding in coastal areas becomes more common and so-called 100-year weather events become relatively common occurrences. By 2050, in many places around the world (including the East Coast of the United States), these storms may become annual events. Without adaptations and attempts to curb emissions, many coastal areas and small island nations will cease to be inhabitable without tremendous amounts of capital to either rebuild structures to accommodate frequent flooding or create barrier systems that keep sea water out.

The final presenter, Dr. Holmes, is a Senior Scientist and Deputy Director at the Woods Hole Research Center. Dr. Holmes spoke about the section of the report that focused on permafrost. “Permafrost is frozen ground,” he said. “It’s technically defined as ground that’s at or below the freezing point of water for two or more years consecutively, but in practice it’s ground that’s been frozen for hundreds or thousands or tens of thousands of years.” Permafrost can be found underneath approximately 25 percent of the land area in the northern hemisphere.

Dr. Holmes said that as much as 70 percent of the near-surface permafrost in this region may be lost by 2100 due to rising air temperatures. On top of potentially damaging animals and people who rely on ecosystems underlaid by permafrost, thawing permafrost may release a great deal of carbon into the atmosphere, thereby contributing even more to climate change. To put into context just how much carbon is locked in the artic, Dr. Holmes explained that there are currently 850 billion tons of carbon dioxide (CO2) in the atmosphere; that there is approximately 500 billion tons of carbon stored in the vegetation around the world; and that there is 1,200 billion tons in existing fossil fuel reserves. In permafrost, “the thing that doesn’t get much attention…there is around 1,500 billion tons of carbon,” he said.

As permafrost thaws, bacteria begin to consume the organic matter that both contains the carbon and has been frozen, thereby releasing both CO2 and methane into the atmosphere. By 2100, Dr. Holmes said the report estimates that, in the best-case scenario, this will translate into “tens of billions of tons of carbon released.” If we do not act, he said, “We’re talking something over one hundred billion tons.”

The subsequent discussion began with a remark by Dr. Francis that seemed to capture the mood of the audience: “Thanks everyone for all that terrible news.” She added that, though the report does paint a ominous picture of the future if we fail to act, “One of the things this report does really well, and one of the reasons it’s so important, is because it’s really highlighting the changes that are going in two really important parts of the climate system: the oceans and the polar regions.”

Dr. Francis then emphasized that there is a vicious cycle in these parts of the climate system, wherein phenomena associated with global warming amplify one another. She used the melting of arctic sea ice as an example: “So far, we’ve seen the artic sea ice disappear by 75 percent in only 40 years.” As temperatures warm, more sea ice melts; as more sea ice melts, less solar energy is reflected back into space and is instead absorbed by the ocean; as the ocean absorbs more of the sun’s energy, temperatures warm; and so on, ad infinitum. According to Dr. Francis, this positive feedback loop “is causing the arctic to warm two to three times faster than just about anywhere else on the planet.” Additionally, this contributes to the thawing of permafrost and the melting of glaciers, particularly in Greenland.

Following the discussion, Mr. Julio Cordano, Chile’s Deputy Lead Negotiator for Climate, provided closing remarks. He noted that, while there needs to be more conversations between nations to address climate change, there is also a narrow window of opportunity. In the near future, he hopes that “we will be able to say we have a very substantial alliance of countries that are willing to increase their ambition and hopefully address the enormous amount of work that we need to do.”
This tone of conditional confidence in humanity’s ability to save itself from its own myopia had resonated among all speakers throughout the night. While the report makes clear that the effects of climate change will be severe if humanity does not work to reduce emissions, each of the scientists emphasized that adhering to the goals of the Paris Agreement will lead to significantly less grim results.

Dr. Oppenheimer described himself as an optimist in his opening remarks, adding: “It doesn’t pay to be paralyzed by gloom and doom.”

“We have the tools at our disposal,” he later added.

Meanwhile, Dr. Orlove claimed: “There’s twice as much glacier loss between now and 2100 with high emissions as there is with low emissions.”

Even Dr. DeConto expressed a hopeful tone while pointing to the two potential trajectories for the Earth’s oceans. Highlighting the projection that does not portend imminent doom, he said, “There’s still a lot of good news in this story.”

Dr. Holmes took a bolder approach: “Best case scenario is a hell of a lot better than the worst case scenario.”

A full recording of the event can be found on The Explorers Club’s Facebook page:

Kimberly Macleod
+1 917-587-0069
email us here

Video Recording of The Intergovernmental Panel on Climate Change’s (“IPCC”) Special Report on the Ocean and Cryosphere in a Changing Climate

Source: EIN Presswire


Michael Ingui at AIA

Michael Ingui, Baxt Ingui and PHA

Passive House Accelerator logo

Baxt Ingui Architects Partner Issues Call to Climate Action

Passive House Accelerator's mission is to bring people together to share projects, collaborate on ideas and promote Passive House as part of the climate change solution and a call to climate action.”

— Michael Inqui, Baxt Ingui and Passive House Accelerator

NEW YORK, NY, USA, September 27, 2019 / — The New York chapter of the American Institute of Architects (AIANY) held a panel discussion on historic preservation and carbon reduction yesterday evening at the Center for Architecture in Lower Manhattan. The event was organized by the AIANY Historic Buildings Committee and the AIANY Committee on the Environment. Panelists included Michael Ingui, a Partner at Baxt Ingui Architects P.C.; Jeff Murphy, a Partner at Murphy Burnham & Buttrick; Cory Trembath Rouillard, an Associate Partner at Jan Hird Pokorny Associates; and Paula Zimin, the Director for Sustainable Building Services at Steven Winter Associates. The discussion was moderated by Scott Henson, the Principal for Scott Henson Architect.

The goal of the event was to explore the intersection of sustainability and preservation, as it is often believed that the two are anathema. However, with the passage of the Climate Mobilization Act, owners of older buildings in New York City will need to find a way to comply with stricter efficiency standards or face steep fines.

While it is often believed that such retrofits are either prohibitively expensive or cannot be done without compromising the historical integrity of the structure, this is not the case when owners make improvements that utilize the Passive House methodology. Ingui was ardent about both points in his presentation, showing clear evidence that structures that comply with Passive House standards are indistinguishable from typical homes, even if these homes are designated or protected historic landmarks.

“Many of our projects, particularly in neighborhoods like Brooklyn Heights and Park Slope, are in historic districts,” Ingui said. “Passive House does not necessarily affect the aesthetic of building fenestration or facades. It’s also affordable. True, it increases retrofit costs by somewhere in the ballpark of five percent, but it ends up paying for itself in just a few years through energy savings.”

A home that is built to the Passive House standard is extremely well sealed and well insulated, thereby reducing homeowners’ cooling and heating needs by between 80 percent and 90 percent. Certified Passive House buildings oftentimes only use their heat for a few days in the winter, even in New York City.

Because it is Climate Week and because Passive House has the potential to significantly improve efficiency and reduce building emissions, Ingui asked those in attendance last night to take a pledge to be more supportive of Passive House. One way that architects can do so is to join Passive House Accelerator, a site Ingui launched earlier this year and for which he has written several articles.

“The goal with Passive House Accelerator is to bring people together and to use Passive House as one part of the solution to climate change,” Ingui said. “Passive House Accelerator is a way for architects, designers, and contractors to learn about events, share their projects, and collaborate on ideas that can promote the net zero and Passive House movements. We have the tools at our disposal—it’s time we start using them.”

To learn more about Passive House Accelerator, visit

Kimberly Macleod
+1 917-587-0069
email us here

Source: EIN Presswire

Cybersécurité combine les agents et équipements et la fonction de DNS RPZ3.

LuJam contrairement aux solutions traditionnelles applique un filtrage global et proactif à tout équipement du réseau et à tout matériel PAP1 ou AVEC2 connecté.

ROUEN, NORMANDIE, FRANCE, September 27, 2019 / — Rouen, le 25 Septembre, 2019. NUI est une association (Loi 1901) pionnière de l’informatique en réseaux fondée en 2001. Depuis plus d’une année, NUI évangélise à leurs réunions mensuelles sur la sécurité informatique. Son président a travaillé dans l’informatique de haut niveau depuis 1978. NUI collabore avec plusieurs éditeurs et propose un boitier qui se présente soit en Raspberry Pi 3 ou une machine virtuelle. Et qui convient mieux aux TPE/PME, les travailleurs en télétravail, les succursales notamment.

Il fallait juste y penser. Un utilisateur, un rançonciel, un virus, un ver informatique, un lien dans un courriel d’hameçonnage etc. ont tous un besoin commun : une connexion fonctionnelle et inconditionnelle à Internet. Le boitier reçoit des mises à jour presque en temps réel des sites fraichement créés ainsi que des listes noires de sites sensibles grâce à un abonnement chez Farsight Security. C’est le seul coût pour son maintien en condition opérationnelle et ce qui représente moins de 0,23 cents/jour (chez NUI). Le boitier agit comme une Police aux frontières. Si une demande cible un site malicieux, elle n’aboutit pas et renvoi vers une page de mise en garde.

NUI distribue le boitier LuJam en France où son président a intervenu sur des sujets connexes chez Thales, EADS, TOTAL, ENGIE, France Telecom, HSBC, Société Générale, Cegetel, Groupe La Poste, Bouygues Construction, Électricité de France, SNCF, Veolia, BNP Paribas, GEODIS, TDF SAS, Caisse d’Épargne , Caisse de Dépôt et de Consignation, Siaap (Ville de Paris), EDS, Citroën, Crédit Commercial de France, FGA, Mannessman Industries, Credit Local de France, Supermarchés U, Securité Sociale du Régime Minier du Nord, General Electric, Euroview, Rowenta Group, Sony, APF, DEMOS, Comité Français de Radio et Télévision, Interpral, etc.

NUI ne peut malheureusement pas citer toutes les entreprises.

L’objectif de NUI de faire la promotion du boitier Lujam est qu’ils veulent que les enfants, les jeunes adultes, les futurs utilisateurs, nos ainés, puissent surfer sur Internet en toute sécurité et sans aucune gêne de n’importe quelle nature que ce soit. NUI certifie que dans les 15 minutes de la mise en route du boitier que 95% des risques liés à la cybercriminalité sont d’ores et déjà sous contrôle. A savoir :
• Le Hameconnage
• Les Logiciels malicieux,
• Les Téléchargements furtifs
• Les Virus, Vers informatique
• Les Rançonciels
• La Vulnérabilité de type Jour 0
• …

Le boitier héberge d’autres modules tels que le VPN (Réseau Virtuel Privé) pour que les utilisateurs soient protégés même hors de chez eux. Ainsi qu’un module de tests de vulnérabilité et un état en temps réel sur où sont entreposés leurs données pouvant servir de base pour la RGPD, des notifications par SMS et courriel, bannissement d’un appareil de leur réseau, sans oublier un scan du Wi-Fi etc.

Pour plus d’information :

Contact de Presse:

Jimmy Pierre,
+33 6 41 30 03 17
+33 6 88 00 99 97
+33 6 51 98 98 94

1PAP Prenez vos Appareils Personnels
2AVEC Apportez Votre Équipement personnel de Communication
3RPZ Response Policy Zone Un système qui peut mentir sur la réponse à donner. Un site malicieux inscrit en dur dans la liste noire de la zone, ne sera pas résolu, donc l’accès en sera interdit.

Jimmy Pierre
+33 6 51 98 98 94
email us here
Visit us on social media:

Source: EIN Presswire

Congressional Men’s Health Caucus and Prostate Cancer Taskforce Holds Briefing on Prostate Cancer

Briefing on Capitol Hill Highlights Advances in Prostate Cancer Research and Treatment

WASHINGTON, DC, USA, September 26, 2019 / — On September 25, 2019 the Men’s Health Network (MHN) joined with ZERO, the End of Prostate Cancer and the American Urological Association to promote National Prostate Cancer Awareness Month through a briefing in collaboration with the Congressional Men’s Health Caucus and the Prostate Cancer Task Force.
The briefing was held to a packed room in the Cannon House Office Building on Capitol Hill and featured prominent speakers including Caucus Co-Chair Rep. Donald Payne, Jr. who told the audience he was delighted to lend his voice to this effort. Rep. Payne, Jr. also noted the incredible panel of experts assembled at the briefing which included clinicians and doctors from the National Cancer Institute (NCI) and the Centers for Disease Control (CDC).
Ana Fadich-Tomsic, MPH, CHES, Vice President of the Men’s Health Network welcomed the crowd to the briefing telling participants “Men’s Health Network is pleased to coordinate this important briefing bringing the message of men’s health and prostate cancer awareness to our lawmakers in Congress.”
The distinguished panelists spoke about the ground-breaking therapies and research being done to combat this disease which is the most common form of cancer in men and the second leading cause of cancer deaths for men in the United States. The panelists were:
Ravi A. Madan, MD-National Cancer Institute (NCI), Center for Cancer Research-Clinical Director, Genitourinary Malignancies Branch
Ingrid J. Hall, PhD, MPH-Centers for Disease Control and Prevention (CDC)-Division of Cancer Prevention and Control, Epidemiology and Applied Research Branch
Gordon Brown, DO, FACOS – Jefferson Health System – New Jersey – Medical Director, Center for Advanced Therapeutics, Director of Robotic Surgery – Associate Clinical Professor of Urology – Rowan University – SOM
Robert Ginyard – ZERO – The End of Prostate Cancer – Chairman
William "Bill" Lawrence, MD, MS – Patient-Centered Outcomes Research Institute (PCORI) – Senior Clinical Advisor, Communications, Dissemination, and Implementation
Ana Fadich-Tomsic, MPH, CHES, Men’s Health Network, Vice President : Past Chair, APHA Men's Health Caucus
Panelist Robert Ginyard with ZERO spoke to the importance of PSA screening. Ginyard’s sentiments were echoed by another panelist – Dr. Gordon Brown, DO, FACOS, – who made clear his support for appropriate patients being screened to find this disease when it is treatable and curable.
CDC’s panelist, Ingrid Hall, PhD, MPH, spoke to the importance of expanding research and engagement to improve health literacy and care as it relates to prostate health. Hall recognized the need for this briefing as important for informing Congress as to the status of the work being done to combat this disease. Dr. Brown talked about the exciting new research and therapies available for treatment of prostate cancer. Dr. Bill Lawrence, MD, MS with PCORI, outlined the work being done to improve shared decision making for men with prostate cancer so they can better understand their treatment options and outcomes.
Prostate Cancer Awareness Month is dedicated to the men currently battling this disease and to encouraging education about prostate cancer – including appropriate screening – to ensure early detection and diagnosis which results in more optimistic prognoses. MHN will continue to work to shine the spotlight on this important issue through briefings and educational programs such as this one held in the nation's capitol.
Improvements in research and therapy, combined with knowledge and awareness of prostate cancer, are the most effective tools we have to ensure better outcomes for our loved ones. Proceedings of the briefing will be available soon on youtube at
For more information you can visit:

Anne Holloway
Men's Health Network
+1 202-543-6461
email us here
Visit us on social media:

Source: EIN Presswire

autopom! Improving Customer Service With Texting/SMS Service

extended vehicle warranty

autopom! improving customer service with SMS messaging

autopom! is making a name for itself as one of the top providers of quality customer service in the warranty industry.

LAKE FOREST, CA, UNITED STATES, September 26, 2019 / — autopom! is improving customer service and automotive peace of mind by offering customers texting/SMS support. Customers and prospective customers alike can easily text autopom! agents directly to find customer service support, contract administration, and sale information.

To text an autopom! agent, customers simply have to visit and select the text icon at the bottom of the page.

“With phone, email, and text support, autopom! is quickly becoming known for the best customer service in the industry,” says Mike Jones, president and CEO of autopom!. “We’re making it easier for customers to get the answers they need when they need them.”

autopom! is a leading provider of Vehicle Protection Plans, affordable alternatives to extended vehicle warranties. Plans include roadside assistance, nationwide breakdown coverage, rental vehicle assistance, and more. Drivers can request a free quote by visiting or by calling 1.800.724.8141.

About autopom! autopom!, LLC is a BBB accredited, A+ rated provider of vehicle protection plans for both new and used cars, as well as a licensed California agency. autopom! sells mechanical breakdown insurance in California and vehicle service contracts in most other states. When your original manufacturer warranty, extended auto warranty, or used car warranty is about to expire, autopom!’s team of licensed agents can help you find a protection plan designed to protect your vehicle and your budget. Learn more about autopom! and request a free quote by calling 1.800.724.8141 or by visiting autopom! Insurance Services llc CA DOI Lic.#0I13220

Mike Jones
autopom!, llc
(800) 724-8141 ext. 4
email us here
Visit us on social media:

autopom! for Automotive Peace of Mind

Source: EIN Presswire