Christopher Goldberg unveils defense base insurance for workers

Mandatory as outlined in the U.S. Defense Base Act, Christopher Goldberg highlights the importance of defense base insurance for employers and their employees.

PALM BEACH, FLORIDA, UNITED STATES, January 31, 2019 / — The United States Defense Base Act, first enacted in 1941, is an extension of the federal workers' compensation program which covers longshoremen and harbor workers. Today, the Defense Base Act covers any person employed at a United States defense base overseas and is intended to provide medical treatment and compensation to employees of defense contractors injured in the course of employment, according to Christopher Goldberg, Executive Vice President of Gendelman Insurance Services.

Goldberg goes on to explain that, in the current version of the Defense Base Act, which is administered by the United States Department of Labor, there are five provisions which prompt obtaining the necessary insurance coverage.

First among these states that any company with an employee—including third-country nationals and non-U.S. citizens—working on a military base or reservation outside of the U.S. must seek the necessary cover. "This includes," says Goldberg, "those working for private employers on U.S. military bases, or on any land utilized by the U.S. for military purposes outside of the country and including U.S. territories."

The second provision states that cover is also necessary where any employee is engaged in U.S. government-funded public works business outside of the U.S. including construction and service contracts in connection with national defense. Similarly, and third among the provisions highlighted by Goldberg, the same applies where any employee is engaged in public works or military contracts with a foreign government which has been deemed necessary to the national security of the United States.

"Workers' insurance is also necessary where one or more employees are tasked with providing services funded by the U.S. government outside of the realm of regular military service," points out Goldberg of his fourth noted provision.

Lastly, Goldberg touches on employees of subcontractors. "Employees of any subcontractors involved in a contract similar to any of those highlighted above will also require the necessary defense base workers' insurance," he points out.

Defense Base Act insurance is available in the U.S. from Gendelman Insurance Services for contractors and subcontractors who work overseas. "Our dedicated Defense Base Act advisor team, headquartered in Washington, D.C., works with a multitude of Defense Base Act insurance carriers to protect your needs," the executive Vice President explains. "Furthermore," he adds, wrapping up, "in the unfortunate event of a claim, we will work directly with your team as required."

To learn more about Gendelman Insurance Services or to be connected to the company's Defense Base Act advisor team for a confidential assessment, please call 800-845-4145 to speak to an insurance concierge or visit for additional information.

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Source: EIN Presswire

Absolute Logic to triple its office size with new location in Wilton; cites strong growth as driver for relocation

New location for Absolute Logic

New office space will house both Absolute Logic and sister company CyberGuard 360

We have outgrown our current location; and we look forward to continuing to be a part of the Wilton community.”

— Al Alper, CEO Absolute Logic/CyberGuard 360

WILTON, CT, US, January 31, 2019 / — Absolute Logic (, a firm providing technical support and technology consulting to Connecticut and New York businesses since 1991, is tripling its office space with the relocation to new headquarters effective February 1.

Al Alper, Chief Executive Officer of Absolute Logic and sister company CyberGuard 360, confirmed today that his firm will relocate its corporate headquarters to 88 Danbury Road, Suite 1D, in Wilton. The new office space is more than three times the size of their current location at 44 Old Ridgefield Road.

Alper said that significant growth in both companies drove the need for expansion. “We have, simply stated, outgrown our current space,” he said, noting that both companies experienced more than 25% growth over the last year. On the Absolute Logic side, the firm has picked up a number of clients throughout Connecticut and New York, while CyberGuard 360 continues to develop and market cyber security software solutions to assist with compliance and protection issues. He said that the growth will result in bringing on new team members in 2019; and with the new space and its expanded conference room capabilities, he anticipates scheduling additional seminars and workshops for clients.

“We are pleased to have found a location here in Wilton that will meet our needs,” said Alper, who is also a resident of the Town of Wilton. “We have outgrown our current location; and we look forward to continuing to be a part of the Wilton community.”

The company plans an Open House for later in the year.

About Absolute Logic
Since 1991, Absolute Logic has been providing Fortune 500-style security and IT services, technical support and technology consulting to businesses of up to 250 employees. Absolute Logic has recently launched CyberGuard 360, a strong cybersecurity protection suite of technology services. The company was also designated as a Champion of National Cyber Security Awareness Month (NCSAM) 2017 and has expansive experience with and knowledge of cyber regulations such as New York State’s Department of Financial Services’ new cybersecurity regulations (23 NYCRR 500).

The firm’s original client base was comprised largely of independent insurance agencies, law firms and dental practices; today, these industries remain a key part of the company’s clientele, but Absolute Logic has expanded its scope of services to represent more than 40 different industries. Services include managed IT services and consulting, cloud computing, virtualization, email and spam protection, backup and disaster recovery, VoIP solutions, network security, and more. Absolute Logic serves the IT and related needs of Connecticut and New York. Founder and CEO Al Alper is a national speaker on IT and security issues and has authored several articles and books; his recent one being “Revealed! The Secrets to Protecting Yourself from Cyber-Criminals.” To obtain a copy, or to request Al Alper as a speaker for a business organization, please call (203) 936-6680. Absolute Logic maintains corporate offices at 44 Old Ridgefield Road, Suite 216, Wilton, CT, and operates a satellite location at 300 International Drive, Suite 100, in Williamsville, NY. As of February 1, the headquarters will relocate to 88 Danbury Road, Wilton, CT. Please visit the firm’s website at, and follow the company on Facebook and Twitter.

Jim Farrell
PR First
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Source: EIN Presswire

Bruce Gendelman puts forward strategies for prevention of high-value fire and flood losses

Gendelman Insurance

Bruce Gendelman Insurance Services chairman Bruce Gendelman shares strategies for preventing losses as a result of flood or fire damage.

PALM BEACH, FLORIDA, UNITED STATES, January 30, 2019 / — High-value homes are increasingly being built in disaster-prone areas, according to Bruce Gendelman. Here, the insurance services industry professional shares a series of strategies and tips for protecting against significant losses as luxury homes continue to be built in remote areas often prone to wildfires, storms, and flooding.

"First and foremost, always have a plan," says Gendelman, chairman of Bruce Gendelman Insurance Services. "A risk assessment should help to determine what needs to be done to prepare the property for whatever may potentially occur, and how long such preparations may take."

According to Gendelman, removing possible projectiles or flammable materials, for example, can often take much longer than homeowners expect. "Two or more plans may also be necessary," he adds, "depending on whether the homeowner will be present, or if staff or contractors will be responsible for taking the necessary precautions."

Second among Gendelman's suggestions is to acquire a backup generator. "Make sure any necessary generators are regularly serviced and in good working order," he advises, "by taking out a service contract or otherwise testing them regularly, and always make sure there's adequate fuel available should it be needed."

"Next," says Gendelman, "prepare any at-risk property for responders."

If a property is gated, for example, he says, it's essential to ensure that police and fire departments are able to gain access in an emergency. "A Knox Rapid Access System or similar product will provide non-destructive emergency access to property should the worst happen," Gendelman adds.

Another particularly important consideration for high-net-worth homeowners should be the safe transfer of valuable artwork and collectibles, the Bruce Gendelman Insurance Services chairman suggests. "If an individual has valuable artwork or collectibles, they should ensure that they have custom crates or other means available to safely transport them in case of an evacuation," he explains, "knowing well in advance what the plans are in order to protect them."

"Lastly," says Gendelman, "don't necessarily rely on the NFIP."

The National Flood Insurance Program, he says, is in a state of flux, but for high-net-worth individuals, it was never intended to cover all losses.

"It's important to take flood, fire, and other disaster risks seriously," Gendelman adds, wrapping up, "and in order not to become overwhelmed should the worst happen, it's vital that the necessary plans are put in place well ahead of any such eventualities potentially occurring."

Bruce Gendelman formed Bruce Gendelman Insurance Services in 1982 to provide cutting-edge insurance solutions for affluent individuals and families where clients' interests are always paramount, with the business focused on protecting client assets while maintaining total privacy and confidentiality. To learn more about Bruce Gendelman Insurance Services, please visit or call 800-845-4145 to speak to an insurance concierge.

Bryan Powers
Web Presence, LLC
email us here

Source: EIN Presswire

Medias Klinikum’s Recently Results Reinforce and Extend the Positive Effects of Regional Chemotherapy for HN Cancer

Scheme of Carotid Artery Infusion via Jet-Port-Allround Catheters with Chemofiltration

Logo Medias Klinikum GmbH & Co KG

Results from an ongoing phase-II-study of intra-arterial infusion chemotherapy for HN cancer published in the Journal of Cancer Research and Clinical Oncology

BURGHAUSEN, GERMANY, January 30, 2019 / — Medias Klinikum GmbH & Co KG, a private hospital specialized in surgical oncology, focusing on the treatment of primary and metastatic solid tumors, announces the publication of an ongoing phase-II-study entitled Short-term intra-arterial infusion chemotherapy for head and neck cancer patients maintaining quality of life in the peer-reviewed Journal of Cancer Research and Clinical Oncology (DOI:, that was conducted by Professor Dr. Karl R. Aigner, one of the world’s most experienced experts in the field of regional chemotherapy, and his group. In 1981, he developed the technique of isolated liver perfusion and was the first physician worldwide performing this method in humans using a heart-lung machine.

This data was preceded by a study published in the World Journal of Surgical Oncology, (DOI: and a poster presentation at the 38th Congress of the European Society of Surgical Oncology (abstract no. ESSO38-0290 in the Journal of the European Society of Surgical Oncology, EJSO) in Budapest this year.

Commenting on the announcement, Professor Dr. Karl R. Aigner, Head of the Department of Surgical Oncology at Medias Klinikum, said, “The standard head and neck cancer therapies, high-dose radiation accompanied by intravenous cisplatin chemotherapy, lead to satisfying tumor control rates but are often limited because of aggravating adverse effects. Dysphagia, tracheostomy, mucositis, weight loss, functional speech and hearing loss are common side-effects that often result from radiotherapy, increasing the risk of suicide for head and neck cancer survivors compared to other cancer incidences as reported by Green and Griffiths 2014; Anguiano et al. 2012; Misono et al. 2008 and Osazuwa-Peters et al. in 2016. While standard therapies are leading to improved tumor control rates, the problem of severe side-effects, however, not only remains but increases resulting in poor quality of life which is indeed the main reason for the increased suicide rates among HN cancer patients. The results obtained in this retrospective observational cohort study of 97 patients treated with short-term intra-arterial chemotherapy showed that this method not only generates high regional cytostatic concentrations but keeps systemic toxicity very low at the same time. With regard to the good survival rates and consistent quality of life with nearly no toxicity, the approach of short-term intra-arterial chemotherapy for HNC should be considered as a first option in a treatment protocol, even if survival rates with standard therapies are comparably good.

In fact, it is an effective and well-tolerated treatment modality with significant results in terms of long-term tumor control and particularly quality of life (QoL).

About Medias Klinikum, Department of Surgical Oncology
Medias Klinikum is a private clinic located in Burghausen (Bavaria), Germany specialized in regional chemotherapy (RCT), a targeted treatment modality for primary and metastatic tumors that generates high locoregional drug exposure and is less toxic. Looking back at 40 years of expertise in this special field of surgical oncology, Prof. Dr. med. Aigner, the medical director of the clinic, is one of the world’s most experienced experts in this treatment method. He has given numerous lectures on RCT and performed guest operations in the most renowned institutions in the USA, Japan, China, Israel, Egypt, Australia and a number of other countries. In 1981, Professor Aigner developed a technique for performing the first isolated liver perfusion in humans using a heart-lung machine, and over subsequent years a variety of additional surgical procedures and specialized catheters for isolated therapy of organs and parts of the body, including the treatment of pancreatic carcinoma.

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Medias Klinikum GmbH & Co KG
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Source: EIN Presswire

The SafeCare Group Launches Hospital AI Software For Game-changing Clinical, Operational, Financial Results

SafeCare AI

Software offering predictive insights to aid proactive real-time decision support and target opportunities of care

Your hospital can admit patients, identify patients at risk in real time, and initiate treatment interventions”

— Yisrael Safeek, MD, MBA, CEO and Chairman, The SafeCare Group

LEXINGTON, KENTUCKY, USA, January 30, 2019 / — The SafeCare Group® has launched the SafeCare AI™ Suite, a comprehensive Artificial Intelligence (AI) software suite to aid proactive real-time decision support and target opportunities of care in hospitals. SafeCare AI software will allow hospitals to realize game-changing clinical, operational, and financial opportunities. Leveraging machine learning and deep-learning capabilities, SafeCare AI Suite fosters a new generation of AI applications, which are able to sense, reason, act and adapt, to address a range of healthcare challenges in areas such readmissions, medical errors, infections, cost, and outpatient utilization.

SafeCare AI software is able to extract and process valuable insight from electronic health record data in real-time, close to the data source, to transform it into knowledge to support instantaneous decision-making while reducing costs.

“The SafeCare Group invested heavily into AI to realize game-changing clinical, operational, and financial opportunities for hospitals,” says Yisrael Safeek, MD, MBA, CEO and Chairman, The SafeCare Group. “SafeCare AI allow your hospital to admit patients, identify patients at risk in real time, and initiate treatment interventions. SafeCare AI Suite allows hospital staff to focus on outcomes, not administrative duties.”

Key components of SafeCare AI Suite include:

•SafeCare AI – Optimize Healthcare Quality
•SafeCare AI – Reduce Medical Errors
•SafeCare AI – Control Hospital Cost
•SafeCare AI – Improve Outpatient Care

Key benefits of SafeCare AI Suite include:

•Low setup costs.
•Ease of implementation.
•No additional FTE.
•Automatic upgrades.
•Scales with inpatient growth.
•Exclusive focus on healthcare.
•Helps hospital ratings.

SafeCare AI Suite can be purchased as a standalone software platform or together with other safecare software that can help hospital rankings.

About The SafeCare Group®
The SafeCare Group® was founded in 2010 and its motto is “Innovating, Disrupting, Transforming” healthcare. We worked at The Joint Commission, served on Malcolm Baldrige board, and produced software for efficient and effective data collection and analysis. Since 2016, The SafeCare Group invested heavily into Artificial Intelligence (AI) to realize game-changing clinical, operational, and financial opportunities for hospitals. We call it SafeCare Applied Intelligence™ or SafeCare AI™ for short to improve healthcare efficiency, quality, and patient safety. SafeCareSoft™ SaaS solutions enable hospitals to take advantage of disruptive healthcare software known as Softwaring Healthcare Excellence® that optimize hospital ratings and regulatory accreditation. Using advanced analytics and proprietary software platforms, we connect knowledge across all aspects of healthcare to help clients improve patient outcomes and operate more efficiently. Since 2012, SafeCare Analytics® have been helping hospitals excel with physician privileging software for Joint Commission OPPE, and hospital software for better readmissions, complications, infections, and value. Since 2013, 100 SafeCare Hospitals® listings have been Recognizing Healthcare Excellence® of 100 US hospitals that excelled with low infections, readmissions, complications, high patient satisfaction, and high value. Since 2015, SafeCare® magazine has been delivering information on the people, ideas and novel technologies affecting access, cost, and quality of healthcare across the globe. For more information about The SafeCare Group, visit

Sarju Bharucha, JD
SafeCare Magazine
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Source: EIN Presswire

Florida Attorneys Join Forces with CCHR to Fight Mental Health Abuse

Those attending the event heard from Carmen Miller, a former public defender now in private practice specializing in Baker Act cases, Justin Drach of Theole Drach Law, the president of CCHR Florida, Diane Stein and Kendra Parris of Parris Law.

Those attending the event heard from Carmen Miller, a former public defender now in private practice specializing in Baker Act cases, Justin Drach of Theole Drach Law, the president of CCHR Florida, Diane Stein and Kendra Parris of Parris Law.

CCHR Florida hosted the Baker Act Defense Attorney Symposium & Summit

CCHR Florida hosted the Baker Act Defense Attorney Symposium & Summit

The Citizens Commission on Human Rights is a non-profit mental health watchdog dedicated to the eradication of abuses committed under the guise of mental health.

The Citizens Commission on Human Rights is a non-profit mental health watchdog dedicated to the eradication of abuses committed under the guise of mental health.

Defense attorneys from across the state met at CCHR to discuss strategies to effectively serve families and to eradicate violations of the Baker Act.

I feel we are getting somewhere as a group and we are nailing down the exact abuse cases that are going to be used to reform the law.”

— Carmen Miller, attorney

CLEARWATER, FL, USA, January 30, 2019 / — The Citizens Commission on Human Rights (CCHR) recently hosted a continuing legal education event for defense attorneys that focused on changes to the mental health law, significant case law and successful actions for defending the rights of citizens being held under a Baker Act.

The Baker Act, Florida’s mental health law, allows for men, women and children to be taken into custody and held for involuntary psychiatric examination and during fiscal year 2016/2017 there were almost 200,000 Baker Acts, more than doubling from 2001/2002. [1]

CCHR, a non-profit watchdog organization dedicated to restoring dignity and human rights to the field of mental health, hosted the event as part of a campaign to protect individuals from human rights violations committed through the abusive use and misuse of the Baker Act. During the event attorneys from across the state discussed strategies to effectively serve families and to eradicate violations of the law.

Those attending the event heard from attorneys Justin Drach of Theole Drach Law, Carmen Miller, a former public defender now in private practice specializing in Baker Act cases and Kendra Parris of Parris Law as well as the president of the Florida chapter of CCHR, Diane Stein.

“Handling the Baker Act is really a job for those who care. It isn’t something that all lawyers can do and some won’t do it because there are so many other ways for lawyers to make money. This isn’t an easy way. But children being Baker Acted is horrendous – so we are doing something about it,” said Kendra Parris.

While the original stated intention of the Baker Act was to protect the rights of citizens sent for involuntary psychiatric examination, it has become a source of great abuse prompting CCHR Florida in 2016 to launch a campaign for the purpose of educating Floridians on their rights under this law. Since the launch, CCHR has held hundreds of events educating tens of thousands of people on the Baker Act. Following his presentation, Justin Drach stated that he feels like the group is moving in the right direction and that events such as this one will help bring about much needed change to the mental health law. To learn more about the Baker Act or to reserve a seat at the next Baker Act Defense Attorney Symposium & Summit please call 727-442-8820 or visit

About CCHR: Initially established by the Church of Scientology and renowned psychiatrist Dr. Thomas Szasz in 1969, CCHR’s mission is to eradicate abuses committed under the guise of mental health and enact patient and consumer protections. L. Ron Hubbard, founder of Scientology, first brought psychiatric imprisonment to wide public notice: “Thousands and thousands are seized without process of law, every week, over the ‘free world’ tortured, castrated, killed. All in the name of ‘mental health,’” he wrote in March 1969. For more information visit


[1] Baker Act Annual Report

Diane Stein
Citizens Commission on Human Rights of Florida
+1 (727) 422-8820
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CCHR Florida Baker Acting of Children – A Cry for Help

Source: EIN Presswire

Medicare IRMAA – The New Monthly Premium Drug Plans- IRMAA and You – Medicare Part D Cost – Medicare Part B IRMAA

Medicare Supplement Quotes

Keith Armbrecht

Complete Medicare Resource Center

Medicare On Video

How the American Health Care Acts cut Medicare Taxes

In the USA, the people with some disabilities and over the age of 65 depend on Medicare for the healthcare requirements. Most of these people paid for this privilege by monthly taxes.”

— Keith Armbrecht (Founder Medicare On Video)

TREASURE ISLAND, FL, UNITED STATES, January 28, 2019 / — The Medicare funding can be divided into four parts, such as Hospital insurance Part A, Medical Insurance Part B, Medical Advantage Coverage Part C and Prescription Drugs Coverage Part D.

The taxes that we pay to the government are put on the medical trust fund, and this is used for covering Part A., not just the inpatient hospital fees but also other services like home health care, hospice, and nursing facilities are also included in this.

Medicare IRMAA Information

Part A is covered but what about Part B or Part D? IRMAA is not like taxes, but it is another added fee that you pay for IRMAA part D or IRMAA part B if your monthly income is above a certain level. This fund will go directly to the Medicare, not an insurance company which funds your medical plans.

If you are someone who has high annual earnings, IRMAA or Income Related Monthly Adjustment Amount is an added amount that you pay for the monthly Medicare Part-B as well as Medicare Part-D premiums. IRMAA is based on the modified adjusted gross income (MAGI).

The gross income of a person is based on his/her wage along with the tips, profits from investments and business, unemployment benefits and also the alimony. This is adjusted based on the IRS-approved deduction such as expenses ranging from the IRA contribution to the student loan interests. Then, the total value is modified by the addition of the tax-exempt interest monthly or daily income a person makes. Then, the government uses modified adjusted gross income for determining how much they pay for the taxes and if they are eligible for tax credit, Medicaid or any other federal government sponsored subsidy.

For Medicare, modified adjusted gross income is used for determining whether you will pay IRMAA. The single individuals filing 85,000 dollars or less on their tax returns or the married couple jointly filing 170,000 dollars or less will not have to pay for IRMAA.

For the year 2018, IRMAA part B are 53.30 dollars, 133.90 dollars, 214.30 dollars and 294.60 dollars monthly as you go towards higher income bracket. For the IRMAA part D, the amounts are 13.30 dollars, 34.20 dollars, 55.20 dollars and 76.20 dollars every month.

For the eligible individuals the income bracket is 85,001 dollars to 107,000 dollars, and for the married couples, it is 170,001 dollars to 214,000 dollars.

This is not exactly a part of your premium plan; you do not pay the money for IRMAA part D or part B to your plan provider. Instead, it is paid to the centers for Medicare services itself. If the amount for Income-Related Monthly Adjustment Amount is not automatically deducted from your Social Security check, then you will get a bill from either RRB-Railroad Retirement Board or Medicare, if you are enjoying benefits rather than the Social Security.
There are many ways to pay your Income-Related Monthly Adjustment Amount:

1. You pay through your bank account or by accessing the online bill payment service of your bank. However, you need to know that every bank has the facility to pay for this service. So, if you want to pay through your bank account, know which banks can help you with this payment.

2. You can register for using Medicare Easy Pay. This will deduct the amount of money every month from your bank account. This deduction takes place within the 20th of the month.

3. You can also send a money order or paycheck. Just enclose the payment and mail it to the Medicare Premium Collection Center. You can find the details on the website of Medicare.

4. You can also pay by your debit or credit card. There must be a payment coupon on the Medicare bill where you can give your payment information details.

But if you receive a bill from RRB, then you will not be able to pay thru any of the ways as mentioned above. Rather, the payment must be mailed to the RRB, Medicare Premium Payments.

In case, if you fail to pay, you will receive two notices before the delinquent notice. Every notice will show up on 25th of the moth. Suppose, the billing notice is 25th of the current month then the due date will be 25th of the next month. Your total coverage will be canceled if you fail to pay even after the delinquent notice.
What if my income has gone down?

If your income has gone down for any of the reasons mentioned-below then, all you need to do contact and explain to them that you have new information and need a new decision about IRMAA amount.

• You got married, divorced or become a widow
• You or/and your spouse have stopped working or decreased the work hour
• You or/and your spouse lost business, work or income-producing property because of an event beyond your control
• You or/and your spouse went through termination, a scheduled cessation or canceled pension plan
• You or/and your spouse received the settlement from the employer company because the company experienced reorganization, bankruptcy or closure

If you are going through any of the given situations, then meet the SSA with the right documentation that verifies the event and your current income. The documentation can be a letter from your employer company, retirement letter, a death certificate or something related.

If you do not agree with the decision of IRMAA Part D or part B, then you have the right appeal. When you are appealing, you are requesting reconsideration. You need to know that, there is no strict time frame in which the Social Security must respond to the reconsideration of such request. If you have any query about the current status of your appeal then, you can contact the agency that is dealing with your appeal.

You can either choose to pay for IRMAA Part D or part B or request to reconsider your case and dismiss it from your income.

Medicare On Video

Keith Armbrecht
Medicare on Video
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Medicare IRMAA 2019 – Part B and Part D Premiums

Source: EIN Presswire

Top Senior Welfare Website and Keith Armbrecht Continue To Assist Seniors. Good Medicare Blog To Follow!

Medicare Supplement Quotes

Keith Armbrecht

Medicare Choices Made Easy

Senior Welfare Medicare Blog

Complete Medicare Resource Center

Medicare On Video

Keith is by far the most trusted with the best Medicare educational videos on the internet so seniors can navigate Medicare plans that best fit their needs.

Comparing Medicare plans and options just got easier. Medicare On Video is my top Medicare resource. I follow your Medicare blog.”

— Michael

TREASURE ISLAND, FL, UNITED STATES, January 28, 2019 / — With the recently closed open enrollment period, the new year comes with new hope for better health for citizens at 65 and turning. While making comparisons, consulting Keith Ambrecht's Medicare Blog is the smart way to take home the most benefits with maximum savings, US seniors remain largely uninformed about the ever-changing and complex world of Medicare. Many blogs have come out in response to the high traffic searching for information online but sometimes reading about it can be all the more confusing. Keith Ambrecht has a different approach to teaching Medicare to seniors. Using videos, he will deliver the message so that you are able to actually see what you need. That's what makes the Medicare On Video Blog such a holy grail of Medicare coverage seekers.

The process of making comparisons and checking all existing policies costs and penalties can be daunting not to mention the coverage needs for each and every person are slightly different. The website is very resourceful and they even have a fancy program for comparing plan costs and options but without adequate understanding of what they are comparing, it can end badly for seniors.

All seniors want to dodge costly mistakes while embarking on the enrollment process. But with all the moving parts you can never be too careful about the entire enrollment process. All indications are that Medicare costs have gone up and will continue rising in 2019 with ever increasing out of pocket expenses.

Standard B coverage, for instance, will cost $1.5 more from $134 or more depending upon your monthly income. Part is deductible covers for outpatient care and is also rising by $2 from $183 to $185 per annum. But it is not just these two that have been increased since the New Year, part A has been hugely affected with an additional cost of $24 and coinsurance for when you are forced to stay longer at the hospital will also be much costlier.

Medicare part D codenamed donut hole might be coming to a close and its prescription drug coverage will be missed by some. It has been a controversial one in fact because of forcing users to pay thousands in health dollars once the initial benefits run out. Understanding how costs are worked out for the coverage limit is central to accepting Part D. for instance, it is not much about what they will pay but the total drug cost.

The government has been instrumental in trying to cut down on out of pocket expenses resulting from coverage gaps. For instance, those in the gap will pay only up to 25% of the total cost if it's a brand name drug and only 37% in the case of generic drugs. It might not seem like it but these numbers have actually plummeted from 35% and 44% in the last year. But even with these efforts more and more seniors find themselves in the gap and left in the open. Keith Ambrecht has dedicated his time to helping such individuals sort out their mess and stay safely covered with meaningful supplementary coverage.

The nation is currently in the middle of a drug cost crisis and that partly owes to the many confusing changes that are effected for drug plans. Such changes cause an upset in the market since they will usually dictate which drugs will cost more and that will be cheaper. As if that were not enough unnecessary punishment for seniors in dire need of their medication, pharmacy networks keep shifting around making access to cheap medication a nightmare. That is why part D plans have been considered a low hanging fruit and fool's gold when seniors shop around for Medicare coverage.

Medicare advantage offers somewhat of an additional cushion for those who can afford it. It means that seniors will not receive benefits directly from the government but through private insurers. These offer more protection from dental and vision health costs. However, shifting from advantage to original Medicare can be tricky when you also need to buy back your supplementary coverage.

Medicare advantage users can now switch back to original Medicare before 31st March 2019. It's a special transfer window so they can move to another Medicare advantage plan too if they want. The cherry on top is that seniors will have an opportunity to switch back before the end of the year supposing their new plan is not a perfect fit.

Keith advises his followers to get supplemental coverage so as to acquire coverage for additional costs not taken care of by the original Medicare. Even for first-time enrollment seniors, it is their guaranteed right to acquire additional cover with a Medigap supplement plan. But as Keith warns, it can be quite the expensive mistake to drop a Medicare advantage plan completely before getting approved for a Medigap beforehand. Rolling without a supplement is not a wise move as it can prove very expensive.

With 2020 in the horizon, part C and F are nearing their end and those already enrolled will continue enjoying the benefits. However, it is likely that costs will go up due to the decreased number of members. That explains why so many currently consider themselves without a plan and are desperate to get a new plan. Keith welcomes all who wish to drink from his fountain of wisdom on all things Medicare. With his gallant library of videos available on the Medicare Blog,
agents will hate the newly forged alliance to destroy every trick in the book they use to trap poor seniors.

Keith is by far the most trusted with the best Medicare educational videos on the internet so seniors can navigate the sea of Medicare plans to emerge with one that offers the most benefits. With a half a million views and 7000 subscribers, Keith Ambrecht is the new voice of truth to guide you through the maze that we now call Medicare.

Keith Armbrecht
Medicare on Video
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Follow our Medicare blog for tips that will make senior life easier. Get the Medicare guides and forms you need. Visit our Medicare video library online.

Source: EIN Presswire

Peak Health announces their chiropractor Orlando office is expanding their chiropractic care to other health services.

Your Orlando chiropractor specialist

Peak Health Chiropractor Orlando

Peak Health | Best Orlando Chiropractor | Chiropractic Orlando Florida

orlando chiropractor | Peak Health

Peak Health Orlando is known as one of the best Orlando chiropractor offices & is expanding its non-surgical forms of health service treatment for it's patients

ORLANDO, FLORIDA, UNITED STATES, January 28, 2019 / — Peak Health has announced that their chiropractor Orlando office is all set to offer chiropractic care and other physical health services. Their specialties include treating patients suffering from back and neck issues, musculoskeletal injuries and neuropathy disorders from sports injuries, auto accidents, to any physical damage caused by fatigue or aging.

Dr. Ricardo Leano, Medical Director Peak Health said:
“We made up our minds to launch our office here in Orlando to offer top-notch chiropractic care for the residents of this area. By utilizing our services, they can recover quickly and maintain a healthy body for a longer period. We offer the best services that are effective and help people to recover from their injuries or disorders. Our chiropractic treatment provides fast relief from pain under various ailments and physical conditions such as back pain, joint pain, neck pain, migraines, sciatica, neuropathy, hip pain, and more.”

Peak Health Orlando office is considered as one of the best in terms of chiropractic care. Being the highly professional Chiropractor Orlando, their team of doctors possess the skills and experience to treat numerous disorders that arise due to auto accidents and sports injury.

Especially, after a car accident, a patient is thoroughly monitored for any neurological damage or musculoskeletal injury. Such patients can get initial relief through various chiropractic or our other modalities of treatment, such as prolotherapy, neuropathy therapy, stem cell therapy, orthopedics, whereas the proper treatment is provided after determination of the basic cause of the problem.

The Orlando office for Peak Health is known for it’s stem cell therapy, which involves restoring the damaged tissues and helping the body to overcome its degenerative issues, naturally. Our doctors offering stem cell therapy utilizes the latest techniques and equipment to make it effective and safe. This method ensures positive results within less time, and our patients are relieved from the pain caused by any injury or ailment.

Talking about the best Chiropractor Orlando, the reputation of Peak Health speaks for itself. Their qualified and skilled chiropractors offer the least invasive treatment while dealing with the issue of spine misalignment. There are different conditions that a patient suffering from spine disorders may report, some of them include neck pain, back pain, joint pain, and other types of pains located in any part of a body.

Heather Castro, one of the Peak Health patients talked about the level of services offered by Peak Health Orlando office. She appreciated the staff’s interest in her well-being and looked completely satisfied with the treatment.

Prolotherapy is another top-rated treatment, offered by Peak Health Orlando office. This therapy requires a high level of precision and care. This is so, as the affected area is injected with a natural substance, which triggers the healing ability of the body. The therapists serving at this office are trained and experienced that makes the whole process safe and least invasive.

Apart from being the best Chiropractor Orlando, their neuropathy treatment is also unsurpassable. The treatment provides desired results within a few days. It’s a non-surgical procedure, which helps to reduce the pain caused by neuropathy. This disease relates to the disorder of the nervous system; hence, the effects of this abnormality are carefully monitored on different nerves. After that, proper treatment is administered to the patients accordingly.

8927 Conroy Windermere Road, Orlando, FL 32835


Dr. Luis Del Rio
Peak Health
+1 407-395-4473
email us here
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Source: EIN Presswire

Healthcare Suffers Most HITECH Act Breaches Ever in 2018

HIP/SA Analysis Shows Better Physical Security but Greater Need for Cybersecurity in Healthcare

The OCR data showed the need for better cybersecurity and how healthcare is doing a better job of physically protecting PHI. Loss and theft accounted for 104 breaches in 2015 compared to 55 in 2018.”

— Dennis Melamed, editor of HIP/SA

ALEXANDRIA, VA, US, January 28, 2019 / — Healthcare organizations suffered the most major breaches under the HITECH Act in 2018 since the program began in 2009, according to the latest analysis by the independent newsletter, Health Information Privacy/Security Alert (HIP/SA). The 363 breaches affected more than 13.2 million patients.

The number of patients affected annually varies widely from year to year, according to the HIP/SA analysis. In 2017, the industry suffered 359 breaches affecting 5.1 million patients compared to 327 breaches affecting 16.6 million patients in 2016, the analysis found.

However, the largest number of patients suffered from breaches reported in 2015 when 192 million patients were affected. That year included the Anthem, Inc. breach which affected 78.8 million patients, the Premera Blue Cross breach affecting 11 million patients and the Excellus Health Plan, Inc. breach affecting 10 million patients. The three breaches all had their network servers hacked.

Business Associates (BA) also suffered the largest number of breaches in 2018 with 84 affecting 5.8 million patients. The largest number of patients were affected by BA breaches in 2014 when 8.9 million patients were affected by hacks. Almost half of the patients were affected by the hacking of the Community Health Systems Professional Services Corp. network, which affected 4.5 million patients.

Since 2015, hacking incidents have steadily grown in number. In 2015, hacking accounted for 56 breaches and rose to 157 in 2018. The number patients affected by hacking varied widely. For example, in 2018, 9.1 million patients were affected by hacking incidents while 3.5 million were affected in 2017.

"The OCR data showed the need for better cybersecurity and how healthcare is doing a better job of physically protecting PHI,” observed Dennis Melamed, editor of HIP/SA. “For example, loss and theft of patient data accounted for 104 breaches in 2015 compared to 55 in 2018.”

Under the HITECH Act, healthcare entities must report breaches affecting 500 or more patients to the HHS Office for Civil Rights where summaries of the incidents are published for public inspection. Approximately 38 breaches affected the minimum 500 patients of the 2,550 major breaches reported since the program began in September 2009. Approximately 650 breaches affected fewer than 1,000 patients.

A fuller analysis is available in the January issue of HIP/SA.


Since 1997, Melamedia, LLC has published Health Information Privacy/Security Alert, the healthcare industry's oldest independent publication devoted to the issues related to the confidentiality and security of health and medical data.

Katalin Sugar
email us here
+1 703-704-5665

Source: EIN Presswire