IRDAI Commission Overhaul: India’s IRDAI is proposing tighter insurance distribution rules, including commission caps and lower expense limits, with analysts warning it could cut PB Fintech revenue by ~30% by FY28 and pressure smaller distributors’ viability. Policyholder Pushback: A LocalCircles survey of 94,000 buyers found 86% weren’t told commissions before purchase, and 82% want upfront commission disclosure. NAICOM Focus Shift: Nigeria’s NAICOM urged insurers to convert recapitalisation into real capacity—better underwriting, faster claims, tech upgrades and customer service. California Home Insurance Strain: Research highlights how wildfire risk is spreading into lower-risk areas, swelling the California FAIR Plan’s role and driving steep premium pressure. Health Coverage Disruption (US): Reuters reports Americans dropping ACA coverage amid premium spikes, shifting to short-term plans or health-sharing. Colorado Ballot Fight: Proposition 135 would bar certain gender-affirming surgeries for minors and block related public funding and insurance coverage. Marine Risk (IUMI): IUMI launched a Crew Wellbeing Checklist to reduce human-error risk in hull underwriting. UK Portfolio Transfer: Darag won High Court approval to transfer two insurance portfolios into Darag Insurance UK.