Healthcare Policy Shift (India): Tamil Nadu CM Vijay announced a fivefold jump in annual coverage under the Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS), lifting the cap from ₹5 lakh to ₹25 lakh, alongside a ₹300-crore 400-bed multi-speciality hospital plan and expanded cancer care and transgender-focused services. Cyber M&A (Global): Munich Re agreed to acquire U.S. cyber insurer At-Bay for $575m, signaling continued consolidation in specialty cyber risk. Regulator Tech (Tanzania): Tira is integrating insurers into its e-complaints system to speed dispute handling and let policyholders track progress online. Flood Insurance Reality Check (U.S.): Indiana residents are being reminded that renter’s and homeowner’s policies usually don’t cover flooding, with FEMA noting many NFIP claims occur outside high-risk zones. Identity & Fraud Controls (Philippines): GCash’s lending arm Fuse added facial verification for GLoan and expanded “loan scam insurance” protections. Market/Investment (Global): Zhibao Technology (Nasdaq) closed a $154.7m Bitcoin-backed private placement, boosting its corporate BTC treasury reserve. Insurance Sector Pulse (India): Non-life premium growth moderated to 5.7% in July as fire and crop declines offset retail health momentum.