Malaysia Health Costs: Malaysia’s MediAsas/Base Medical and Health Insurance/Takaful (MHIT) pilot starts by month-end under the RESET plan, aiming for wider rollout in Jan 2027 as officials cite post-Covid claims driving 2024 premium spikes and note Bank Negara Malaysia is handling legacy-portfolio concerns. Australia Home Insurance Affordability: Actuaries Institute data shows affordability stress in Australia is rising fast—15% of households (1.61m) now face premiums above four weeks of income, with climate-driven disaster risk expected to keep pressure on prices. India Insurer Earnings Shock: ICICI Lombard shares slid ~15% after Q1 profit fell 46% on higher claims and reserve provisions, with fire losses and an adverse Supreme Court impact lifting the combined ratio. Nepal Wildlife Risk Insurance: Nepal Insurance Authority approved wildlife risk coverage from July 17, with non-life insurers issuing a low-cost policy covering accidents, medical treatment, livestock and crop losses. Tech + Insurance Payments: One Inc partnered with CalcFocus to modernize premium payments for life insurers via PremiumPay, adding options like Apple Pay and Google Pay. Policy Watch (US Healthcare): AHA urged CMS not to dilute ACA Essential Health Benefits, warning lower premiums can mask higher patient exposure through reduced coverage. UK Consumer Protection: AXA says landlords should re-check landlord insurance after England’s Renters’ Rights Act changes, since policy details may no longer match new tenancy rules.