Wildfire Recovery & Insurance Obligations: California Gov. Gavin Newsom signed a wildfire package in Altadena creating new standards for testing and remediating hazardous wildfire smoke contamination and requiring insurers to cover qualifying smoke-damage testing, remediation and restoration, while also making mortgage forbearance protections permanent for disaster-affected homeowners. Homeowners Insurance Transparency: A Public Citizen survey found most state insurance commissioners won’t commit to publishing homeowners insurance data at the ZIP-code level, leaving consumers with limited visibility as the market crisis deepens. Digital Identity for Banks: FinCEN and other U.S. regulators clarified that properly authenticated government-issued verifiable digital credentials, including mobile driver’s licenses, can meet Customer Identification Program requirements—aimed at speeding adoption without changing BSA duties. Health Coverage Access for Workers: Logan Airport service workers urged Massport to improve subcontractor health benefits after reports of unaffordable copays and high uninsured rates. Regulatory & Market Moves: i-payout expanded its U.S. money transmitter licensing footprint and pushed its European EMI strategy; Georgia’s exchange launched “Georgia Access For Business” to let employers fund individual ACA coverage via CHOICE arrangements. Consumer Watchouts: A report warned that running a home-based side hustle can trigger “business use” limits and exclusions that may void or narrow homeowners coverage. Insurance Market Stress: Washington’s wildfire season is raising concerns about underinsurance and rebuilding costs, with the state’s insurance commissioner warning many displaced homeowners may not have enough coverage. Legal Developments: A Cayman-based insurance holding company sought Chapter 15 protection in New York to preserve U.S. assets for creditors.