Ontario Accident Benefits Rules: Ontario’s new accident benefits changes are putting more pressure on drivers to review coverage choices now, as benefits and claim expectations shift. US Health Policy Payments: The Trump administration says it will send $500 checks to nearly 1 million ACA enrollees in 30 states, framing them as refunds tied to exchange user fees and warning of premium impacts. Connecticut Rate Hikes: CT regulators approved double-digit 2027 health insurance increases—11.3% for individual and 15.1% for small group—after cutting insurer requests, but families and small businesses still face higher premiums. FTC on AI Pricing: The FTC’s proposed enforcement posture flags AI-driven personalized pricing as a major focus, warning firms may face Section 5 risk if they tailor prices using consumer data without clear disclosure. Lockton Dispute: An 8th Circuit ruling revived key Lockton claims against ex-producers, reinforcing contractual notice and customer restrictions. Nigerian Capital Boost: NAICOM says Nigeria’s recapitalisation raised about N1.09trn, aiming to strengthen insurers’ capacity and risk retention. Captive Ratings: S&P assigned ‘AA-’ to Chevron captive Heddington Insurance, citing strong group integration and a stable outlook. Consumer Costs Broadly Up: New reporting highlights that prices across many goods and services—including car insurance—have surged over the past five years, adding fuel to affordability concerns.