Flood Losses in Nepal: Nepal’s devastating floods could drive commercial insurance losses above $132M, with hydropower projects taking the biggest hit as insurers assess damage to operators’ assets. Advertising & Brand Push: Aflac is teaming up with Ben Affleck for a new campaign featuring the Aflac duck, underscoring how insurers are leaning on celebrity marketing to stay top of mind. Insurance Claims Reality Check: A Texas-style cautionary tale shows how coverage can stall—Allstate denied an 81-year-old woman’s home claim after a pipe burst, and Tyler Perry stepped in to cover an $18K lien. Affordability Spotlight (Auto): Iowa ranks among the most affordable states for auto insurance, but many drivers may still be overpaying, according to an affordability index. Health Insurance Pressure (US): Medicare decisions for 2027 are getting more confusing as plan availability and networks shift, leaving many beneficiaries less prepared than they think. Policy & Regulation Watch: Georgia is considering mandatory motor third-party liability insurance to ensure injured parties get compensation even when drivers are uninsured. Tech in Legal Work: AI is increasingly used in personal injury law for document-heavy tasks, but it can’t replace legal judgment when it comes to credibility and persuasion.